Comprehensive medical protection plan Your smart choice
Fubon Bank and Zurich Insurance Company Limited are pleased to bring you a premier in-patient medical insurance plan – Fubon MediChoice Medical Insurance Plan ("MediChoice"). Quite different from other ordinary in-patient medical plans in town, "MediChoice" is designed with no compensation table of surgical operations to apply. You don't need to worry what kinds of surgical operations you are having as every insurable surgical operation, regardless being a minor or serious one, will be reimbursed from the first dollar spent up to the maximum amount insured.
"MediChoice" is a right solution for you and your family to combat the increasing medical expenses in Hong Kong. With this plan, you can rest assured that you’re well-protected against the expensive medical expenses. "MediChoice" also provides you with a "Voluntary Deductible" option which allows you with greater flexibility in planning your own budget on medical protection.
Key features of Fubon MediChoice Medical
Insurance Plan
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Comprehensive protection against a wide range of medical expenses: cover includes room, board & general nursing charges, in-hospital doctor’s call fees, hospital special services charges, surgical charges and intensive care unit charges, etc.
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No compensation table of surgical operations to apply: every insurable surgical operation, regardless being a minor or serious one, will be reimbursed from the first dollar spent up to the maximum amount insured.
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Privileged
discount up to 27.5% by taking the voluntary deductible option: this allows people to make good use of their existing medical plan provided by their employers and at the same time to enjoy privileged discount on their own medical protection.
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Free public hospital cash benefit for package cover.
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No claim discount up to 15% at annual renewal.
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Acceptance age from 15 days to 65 years, and guaranteed renewal up to aged 100 years+.
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Simple and easy enrollment as no medical check-up is required.
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Zurich Insurance Company Limited reserves the right to amend terms and conditions of the policy upon renewal.
Coverage Summary of Fubon MediChoice Medical
Insurance Plan
Coverage Item
Description
Insured person can only choose to enroll a stand-alone cover of Section 1 or Section 2 or a Package Cover of Section 1 and Section 2.
Section
1
1.
Room, board & general nursing charges
Maximum benefit up to 182 days and HK$2,000 per day.
2.
Intensive care unit charges
Maximum benefit up to 15 days and HK$5,000 per day.
Section
2
3.
In-hospital doctor's call fees
Maximum benefit up to 182 days and HK$2,000 per day.
4.
Hospital special services charges
Comprehensive protection against various surgical expenses includes hospital special services charges, surgical charges, anesthetist's fees and operating theater charges. The maximum benefit per policy year is up to HK$150,000.
5.
Surgical charges
6.
Anesthetist's fees
7.
Operating theater charges
Extended benefits (only available for the Package Cover of Section 1 & Section 2)
8.
Public hospital cash benefit
Provides HK$500 daily cash benefit for public hospital confinement up to 30 days.
Optional plan (only either Plan A or Plan B can be selected)
A.
Supplementary major medical benefit
This optional plan is only available for the Package Cover of Section 1 & Section 2. It provides you with extra protection for payment of expensive hospital bills in the event of major illnesses or serious accidents. The maximum benefit per insured disability is up to HK$150,000.
B.
Voluntary deductible
This optional plan is only available for Package Cover of Section 1 & Section 2. Enjoy cost-saving with a further discount up to 27.5% on premium by sharing a portion of the hospital bill for each and every claim.
Privilege offers
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20% premium discount*
*
Offer lasts until 31 Dec 2009
Act Now!
To enjoy the special, please
take up the plans by calling our Enrollment Hotline at 2903
9480 or visit any Fubon Bank branch for details during office hour*.
* Monday to Friday: 9am – 6pm; Saturday: 9am – 1pm (except Public Holidays)
Terms & conditions:
1.
The above information is for reference only and does not constitute any part of "Fubon MediChoice Medical Insurance Plan" ("this plan")'s contract. For full terms & conditions and exclusions, please refer to the policy.
2.
Zurich Insurance Company Limited is not a subsidiary or an affiliate of Fubon Bank (the "Bank").
3.
Zurich Insurance Company Limited reserves the right of final approval of this plan.
4.
If any disputes arise, Zurich Insurance Company Limited reserves the right of final decision.
5.
The Bank is an insurance agent of Zurich Insurance Company Limited. Zurich Insurance Company Limited is the insurance underwriter of this plan and is solely responsible for all coverage and compensation under the policy.
The Bank is an insurance agent of Zurich Insurance Company Limited. Zurich Insurance Company Limited is the insurance underwriter of this plan and is solely responsible for all coverage and compensation under the policy.
