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Fubon Home Contents Insurance Plan
 

Fubon Home Contents Insurance Plan provides a wide range of protection to safeguard your property, which includes home contents and property protection all around the world, 24-hour home emergency assistance services and legal liability protection, avoiding any huge damages from any unanticipated accident.
 
Benefits Table
Coverage
Maximum Benefits (HK$) per Accident
Plan 1
Plan 2
1. Home Contents Protection1
 
Individual Items
• Money
• Furniture or Domestic Appliance
 
• Personal Property or Possessions
 
• Stamps, Coins or Medals Collection
• Valuable property
 
 
 
Free Extensions
• Temporary Removal
• Home Removal
   
• Alternative Accommodation
   
• Landlord’s Fixtures and Fittings
• Food Deterioration
• Removal of Debris
• Replacement Cost of Personal Documents
• Replacement Cost of Door Lock or Metal Gate Lock
• Interior Decoration or Renovation
   
• Food Poisoning (HK$300 per Visit per Day & Max. HK$900 per Accident per Person for Outpatient Cover)
• Open Area
500,000
 
 
1,500
50,000
(per item/set/collection)
50,000
(per item/set/collection)
5,000 in total
150,000
(10,000 per item/set/ collection)
 
 
50,000 
100,000
(20,000 / item)
50,000
(1,500 / day)
3,000
2,500
15,000
2,500
2,500
100,000
(5,000 / item)
3,000
 
 
3,000
1,000,000
 
 
1,500
100,000
(per item/set/collection)
100,000
(per item/set/collection)
5,000 in total
150,000
(10,000 per item/set/ collection)
 
 
100,000
200,000
(20,000 / item)
100,000
(1,500 / day)
3,000
5,000
30,000
5,000
5,000
200,000
(5,000 / item)
5,000
 
 
3,000
2. Worldwide Protection2
• Personal Possessions
 
   
• Replacement Cost of Personal Documents
• Unauthorized Use of Credit Card
• Loss of Money
5,000
(2,500 per item/set/ collection) 
1,500
2,500
1,500
10,000
(5,000 per item/set/ collection) 
1,500
2,500
1,500
3. Legal Liability Protection3
• Legal Liability of Owner, Tenant, Occupier and Individual
• Legal Liability of the Insured and his/her Family Causing Accidental Bodily Injury or Property Damage to Third Party Including Legal Costs
5,000,000
5,000,000
4. 24-hour Home Emergency Assistance Services
• Locksmith Service
• 24-hour Free Referral Service (e.g. Plumber, Electrician, Air-conditioner, Engineer and Others)
500
-
500
-
 
1. The excess for home contents and its free extensions is the first HK$250 of each and every claim; the first HK$500 or 5% of adjusted loss of each and every claim for water damage, whichever is higher.
2. The excess for worldwide protection is the first HK$250 of each and every claim.
3.
(i) The excess for personal legal liability is: the first HK$500 or 5% of adjusted loss of each and every claim for water damage inflicted on third party, whichever is higher;
(ii) third party legal liability arising during home renovation will not be covered.
 
Premium Table
Gross Area (sq. ft.)
Monthly Premium (HK$)
Plan 1
Plan 2
500 or below
65
82
501 - 700
89
112
701 - 900
132
164
901 - 1,200
175
199
1,201 - 1,500
188
222
1,501 - 2,000
217
257
2,001 – 2,500
N/A
290
2,501 – 3,000
N/A
330
 
 
Act now to get comprehensive protection for your family

Enroll now to enjoy extensive care and protection for your family property. From now until 31 December 2010, you can enjoy 1-month premium waiver in the 4th month upon successful enrollment in Fubon Home Contents Insurance Plan for monthly payment mode. What’s more, a HK$100 PARKnSHOP Cash Coupon will be offered for annual payment mode. You can simply call our Fubon Insurance Hotline at 2566 8181 (Press 2 > 3 > 0) during office hours* or visit any Fubon Bank branch for enrollment and promotion details.
 
* Monday to Friday: 9am – 7pm; Saturday: 9am – 1pm (except Public Holidays)
 

Major Exclusions:
Illegal building works, electrical and mechanical breakdown, wear and tear, war, terrorism, radioactive contamination, nuclear, pollution contamination, etc.
 
Notes:
1. 14-day policy examination period.
2. 7-day claims payment guarantee.
 
Remarks:
1. The above information is for reference only and does not constitute any part of the contract. For full terms and conditions, please refer to the policy.
2. Zurich Insurance Company Limited is the insurance underwriter of “Fubon Home Contents Insurance Plan” and it is solely responsible for all coverage and compensation under the policy.
3. Zurich Insurance Company Limited is not a subsidiary or an affiliate of Fubon Bank (the "Bank").
4. Zurich Insurance Company Limited reserves the right of final approval of the above insurance plan.