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Fubon Travel Insurance Plan
 

Fubon Travel Insurance Plan looks after every need of your trip and makes you indulge yourself in sunshine and nature beauty so as to enjoy every precious moment with your family during holidays.
 
Benefits Table
Coverage
Maximum Benefit Per Insured Person (HK$)
Gold Plan
Silver Plan
1. Medical Cover
• Medical Expenses including Follow-up Medical Treatment Expenses
• Overseas Hospital Daily Cash Benefit
 
$800,000
$3,000 (250/day)
 
$300,000
$1,500 ($250/day)
2. Global Emergency Assistance Service
• Pre-payment of Hospital Admission Guarantee
• Emergency Evacuation or Repatriation Service
• Repatriation of Mortal Remains
• Compassionate Visit
• Additional Accommodation Expenses
• Return of Unattended Children
• 24-hour Telephone Hotline Information & Referral Services
$39,000
Actual cost
Actual cost
One economy class return airfare
$7,800 ($1,950 / day)
One economy class one-way airfare up to $30,000
Applicable
3. Personal Accident Cover
• Accident on Public Common Carrier or During Robbery
• Burns Cover
$800,000
$1,200,000
$200,000
$300,000
$450,000
$200,000
4. Compassionate Death Cash Cover
• Compassionate Visit
   
$10,000
$10,000
One economy class return airfare and actual hotel accommodation cost up to $30,000
5. Personal Baggage Cover
• $2,500 / item
• $8,000 (Gold Plan) and $5000 (Silver Plan) for lap-top computer
$25,000
$10,000
6. Loss of Money
$3,500
$2,500
7. Credit Card Protection
$15,000
$5,000
8. Loss of Travel Documents or Air Tickets
$3,500
$2,500
9. Loss of Home Contents due to Burglary
$80,000
$50,000
10. Personal Liability
$2,000,000
$2,000,000
11. Travel Delay / Re-routing
• Travel Delay ($300 for each & every full 6 hours)
• Extra Hotel Costs due to Travel Delay
• Extra Re-routing Costs due to Travel Delay
$1,500
$2,000
$10,000
$1,500
$2,000
$7,500
12. Baggage Delay / Emergency Purchases (over 6 hours)
$1,500
$1,000
13. Cancellation of Trip
$20,000
$10,000
14. Curtailment of Trip
$20,000
$10,000
15. MediExpress China Medical Card Service
Applicable to 120 designated hospitals in China (Applicable to Annual Travel Insurance Plan only)
 
Premium Table
Round Trip Insurance Plan (No. of Days)
Premium (HK$)
Gold Plan
Silver Plan
Individual
Family1
Individual
Family1
1 - 3
$125
$250
$65
$130
4 - 5
$170
$340
$100
$200
6 - 9
$240
$480
$150
$300
Additional Days (10-180)
$15
$30
$10
$20
Annual Travel Insurance Plan
$2,280
$4,560
$1,280
$2,560
 
1. Children aged below 17 will enjoy free cover while parents enroll the family plan
 
Act now to get comprehensive protection for your family

Enroll now to enjoy extensive care and protection during foreign stay for the sake of your family. From now until 31 December 2010, From now until 31 December 2010, you can enjoy up to 15% discount by using Fubon Credit Card upon successfully enrollment. You can simply call our Fubon Insurance Hotline at 2566 8181 (Press 2 > 3 > 0) during office hours* or visit any Fubon Bank branch for enrollment and promotion details at your convenience!

 
* Monday to Friday: 9am – 7pm; Saturday: 9am – 1pm (except Public Holidays)
 
Major Exclusions:
Accidents caused by war, pre-existing injuries or diseases prior to travel, injuries or diseases as a result of childbirth, alcoholic and drug abuse or any travel against medical advice of a licensed doctor or of medical reason.
 
Notes:
1. Loss of cash or personal belongings, which are not reported to the police or the relevant airline, hotel or travel agency, will not be compensated.
2. Cancellations or alterations to schedule must be verified by the airline, travel agency or any other relevant organization.
3. Insured person above the age of 65 or aged below 17 are limited to 50% of the original sum insured for personal accident cover.
4. Extra 50% of coverage on death on any public common carrier or during robbery is not applicable to persons aged below 17 or over 65.
5. Insured person above the age of 75 can opt for Silver Plan only.
6. Insured person aged below 17 (if travel independently) can opt for Silver Plan only.
7. For one way travel, cover is valid for a maximum of 7 days after arrival at the final destination.
8. For Annual Travel Insurance Plan, the acceptance age limit is up to 70 and the maximum renewal age is up to 75.
9. The protection period can be up to 180 days for Round Trip Insurance Plan and up to 90 days for Annual Travel Insurance Plan for each trip.
10. No extension of period of insurance is allowed once policy has been effective.
11. The maximum benefit for any one accident shall not exceed 300% of each section for a Family Plan.
12. No refund of premium is allowed once policy has been effective (for Round Trip Insurance Plan only).
13. Coverage on loss of or damage to home contents as a result of burglary does not cover the first HK$3,000 of each and every claim.
14. Coverage on medical expenses does not cover the first HK$150 of each and every claim for the insured person aged over 80.
15. Family Plan provides cover to the insured, his/her spouse and all of his/her accompanied children aged below 17. The spouse and each child’s coverage are equal to the insured. Each child is limited to 50% of the original sum insured for personal accident cover.
16. 7-day claims payment guarantee.
 
Remarks:
1. The above information is for reference only and does not constitute any part of the contract. For full terms and conditions, please refer to the policy.
2. Zurich Insurance Company Limited is the insurance underwriter of “Fubon Travel Insurance Plan” and it is solely responsible for all coverage and compensation under the policy.
3. Zurich Insurance Company Limited is not a subsidiary or an affiliate of Fubon Bank (the "Bank").
4. Zurich Insurance Company Limited reserves the right of final approval of the above insurance plan.