• Fubon "Perfect Fit" Personal Loan    • Another Option    • Apply Now
 
With the Loan Balance Reborrowing Service, why not clean up your card debits in one batch!
Fubon "Credit Go" Personal Loan
 

Fubon "Credit Go" Personal Loan helps you to consolidate all types of debts, save unnecessary interest expenses and mitigate your financial burden. Makes you a smart consumer and enjoys all kinds of privileges! Why Not?

 
Interest saving up to 86%* and loan tenor as long as 72 months
- Personalized monthly flat rate as low as 0.32%
- Loan amount up to 12 months of monthly salary or HK$1,000,000 (whichever is lower)
- Cash amount up to 3 times of monthly salary can be directly credited to your designated bank account
- Loan tenor up to 72 months
 
Current Credit Card Debts $200,000#
Transfer to Fubon "Credit Go"
Personal Loan^
Total Interest Expense
$355,719#
$49,655^
Total Interest Expenses
Save 86%
Monthly Repayment Amount
$8,136#
$3,683^
Monthly Repayment Amount
Reduce 55%
Repayment Period
380 months
72 months
Repayment Period
Cut down 81%
 
Note: The above example is for reference only. The applicable interest rate, handling fee, monthly repayment amount, repayment period, actual saving on interest expenses for each customer may vary and are subject to the final approval of the Bank. Relevant interest expenses and monthly repayment are rounded up to the nearest dollars. Handling fee calculation is based on loan tenor and charged based on loan amount 1% (tenor of 6 to 12 months) or 1.2% (tenor of 24, 36, 48, 60 and 72 months) annually, and it will be deducted from loan amount. If loan tenor is less than one complete year, handing fee for one year will be charged. The monthly repayment amount of each customer may vary, and is subjected to the details stated on the loan confirmation letter.
 
* The interest expenses saved are determined on a case-by-case basis. It is calculated from the abovementioned example.
# This is based on credit card outstanding balance of HK$200,000 with annual interest rate of 30% (the annualized percentage rate is 36.32%). Loan withdrawal fee is 3% of the loan amount. The minimum monthly repayment amount for the outstanding balance is 4% and repayment period is 380 months. The annualized percentage rate, monthly repayment amount, repayment period and total interest expenses are calculated in accordance with guidelines set out in the Code of Banking Practice. The Monthly Repayment Amount above is calculated by taking the average of the first 6-month monthly installments.
^ This is based on the amount of Fubon ¡§Credit Go¡¨ Personal Loan transferred from the above credit card outstanding balance is HK$215,518 with repayment period of 72 months. According to the guidelines set out in the Code of Banking Practice, the annualized percentage rate for the monthly flat rate of 0.32% is 10.23% which has included the non-refundable handling fee.
   
 
Loan Balance Reborrowing Service to meet the financial needs with added flexibility
You can re-borrow your paid principal loan amount, which allows you to transfer any new credit card or personal loan debts to Fubon "Credit Go" Personal Loan to save the high interest expenses. To meet your financial needs in a flexible way, application is simplified by skipping the documentary submission procedures.
 
Easy Application with 18-minute Approval
You can obtain a preliminary approval status within 18 minutes via our Personal Loan Approval Hotline at 2806 5050. Or simply download the application form, and return it with the required documents either by fax 2571 0074 or by post to 23/F., Fortress Tower, 250 King's Road, Hong Kong. Our staff will contact you shortly for application.
 

Act now to submit information or download the application form, please return it with required documents either by fax on 2571 0074 or by post to 23/F., Fortress Tower, 250 King's Road, Hong Kong.
 
 
 
Terms and Conditions:
1. The promotion offer is valid until 31 March 2010.
2. Cash amount for customer use freely will be transferred to the customer's designated bank account. The designated bank (except Fubon Bank (the "Bank")) may impose a service charge on the customer's designated bank account for the remittance. For the balance transfer, the Bank, on behalf of the customer, shall use the final approved loan amount to settle the outstanding balance of the customer's designated credit card and personal loan. In any circumstances, the Bank shall not be liable for any interest and/or charges imposed by other banks or financial institutions as a result of the customer's application of Fubon "Credit Go" Personal Loan. The Bank also has final discretion in determining the loan drawdown method.
3. Customer with preliminary approval status obtained via the phone has to submit all necessary documents to the Bank for final approval.
4. Loan Balance Reborrowing Service is only applicable to the settlement of outstanding balance of credit card or personal loan. The Bank reserves the right to conclusively determine whether any application of Fubon "Credit Go" Personal Loan and Loan Balance Reborrowing are approved, the approved amount, interest rate and repayment period and the right to offer Loan Balance Reborrowing to each customer without providing reason thereof. The Bank reserves the right to obtain necessary documents from the customer, and to conclusively determine whether any application is approved.
5. Once the loan amount is formally approved, the Bank will follow up with the customer to confirm the final loan amount, interest rate, handling fee, repayment period, monthly repayment amount and the loan drawdown details.
6. The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.