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 Fubon HIBOR Mortgage Plan    Fubon Mortgage Plans for Government Home Ownership Scheme
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Fubon HIBOR Mortgage Plan
 
Features
- Use the Hong Kong Interbank Offered Rate (HIBOR) as its calculation basis which closely reflect the interest rate market trend
- Loan amount can reach up to 90% of the property value
- Repayment period up to 30 years
- Either 1-month, 3-month or 6-month as fixed rate period can be selected
- Upon HIBOR renewal, a new interest rate will be determined based on the prevailing HIBOR for the next interest period
 
 
Value-added Services and Privileges
- Re-financing and top-up mortgage services
- Valuation fee waiver
- Related products and privileges include Home Contents Insurance, Fire Insurance, Mortgage Protection Plan etc.
 
 
Simple Steps of Application
-

Click here for online registration

- Call our Mortgage Services Hotline at 2806 7222
- Visit our Fubon Bank Branch by bringing along your identity documents, Provisional Sales and Purchase Agreement and income proof (including the recent bank statement of salary record, payroll slip and latest tax demand note).
 
We will serve with best effort and help to make your dream home come true.
 
Notes:
1. Fubon HIBOR Mortgage Plan (the "Plan") is only applicable to loan amount which is HK$1,000,000 or above. Actual loan terms will be specified in the documents to be signed by the customers.
2. If the mortgage loan amount exceeds 70% of the purchase price or the appraised value of the property (whichever is lower), customers are required to apply for "Mortgage Insurance Plan" and be responsible for the premium needed. "Mortgage Insurance Plan" is subject to the final approval from The Hong Kong Mortgage Corporation Ltd.
3. The Plan / Privileges are subject to relevant terms and conditions. For details, please contact the staff of Fubon Bank (the "Bank").
4. The Bank reserves the right to suspend, vary or cancel the Plan / Privileges and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.