Assuming Loan amount of HK$10,000 with 12-month loan tenor, the daily interest will be: HK$10,000 x monthly flat rate 0.15% ÷ 30 days = HK$0.5
Note: The above APR is 5.31% and is calculated in accordance with the guidelines as set out in the Code of Banking Practice which has included the non-refundable handling fee (based on the loan amount of 1% per year).
Easy Application
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Via our Personal Loan Express Approval Hotline at 2806 5050.
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Act now to register or download
the application form. Please return the completed form with the required documents either by fax on 2571 0074 or by post to 23/F., Fortress Tower, 250 King's Road, Hong Kong.
Terms and Conditions of "Supermarket Coupons Offers":
Customer who apply for and drawdown Fubon "Perfect Fit" Personal Loan on or before 31 March 2012 will be entitled up to HK$1,000 supermarket coupons ("Cash Coupon(s)") offer. Cash coupon(s) will be mailed to customer's correspondent address 14 working days after successfully drawdown. Fubon Bank (the "Bank") will charge customer the amount of entitled cash coupon(s) if customer has delinquent record or early loan settlement. Cash coupon(s) are not exchangeable to cash. The use of cash coupons shall be bound by the terms and conditions stated on the cash coupons. Cash coupon(s) are provided by respective supplier and the Bank will not be responsible for any direct or indirect loss in connection with the cash coupon(s). If the cash coupon(s) are out of stock, the Bank has the sole discretion to offer a different gift as replacement.
Terms and Conditions:
1.
To entitle the personalized interest rate, handling fee and/or other privileges, customers must submit application and successfully drawdown the Fubon "Perfect Fit" Personal Loan on or before 31 March 2012.
2.
The above APR is calculated in accordance with guidelines as set out in the Code of Banking Practice which has included the non-refundable handling fee. Handling fee calculation is based on loan tenor and charged base on loan amount 1% (tenor of 12 & 18 months) or 1.2% (tenor of 24, 36, 48, 60 & 72 months) annually, and it will be deducted from loan amount disbursed.
3.
Customer has to submit the required personal information together with all necessary documents to the Bank for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
4.
The Bank will disburse full loan amount directly to the customer’s designated bank account within 4-7 working days after successful approval and deduction of annual handling fee. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
5.
The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
6.
The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
