It's Just Fit to You
Fubon "Perfect Fit" Personal Loan
Formulate the "Fittest" Personal Loan Plan
Fubon "Perfect
Fit" Personal Loan, always considers
your individual financial needs, and helps
to formulate a personalized interest rate
to ease your financial burden. Resume
to a burden-free state easily.
•
Tailor-made personalized
monthly flat rate as low as
0.15% (Annualized
Percentage Rate (“APR”)
as low as 5.31%)
•
Loan amount up
to 12 times of monthly salary
or a maximum of HK$500,000 (whichever
is lower)
•
Tenor up to 72
months
•
Loan amount will be
credited to your designated bank account
directly
*
Example:
Assuming Loan amount
of HK$10,000 with 12-months loan tenor, the daily interest
will be:
HK$10,000 x monthly flat rate 0.15% ÷ 30
days = HK$0.5
Notes: The above APR
is 5.31% and is calculated in accordance with the
guidelines as set out in the Code of Banking Practice
which has included the non-refundable handling fee
(based on the loan amount of 1% per year).
Easy Application
-
via our Personal
Loan Express Approval Hotline at 2806 5050.
-
Act now to register or download
the application form. Please return the completed form with the required documents either by
fax on 2571 0074
or by post to 23/F., Fortress Tower, 250 King's
Road, Hong Kong.
To entitle the above interest rate, handling
fee and/or other privileges, customers must submit application
and successfully drawdown the Fubon "Perfect Fit"
Personal Loan on or before 31 December, 2010.
2.
The above APR is calculated in accordance
with guidelines as set out in the Code of Banking Practice
which has included the non-refundable handling fee. Handling
fee calculation is based on loan tenor and charged base
on loan amount 1% (tenor of 12 months) or 1.2%
(tenor of 24, 36, 48, 60 & 72 months) annually, and
it will be deducted from loan amount disbursed.
3.
Customer has to submit the required personal information together with all necessary documents to Fubon Bank (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
4.
The Bank will disburse full loan amount
directly to the customer’s designated bank account
within 4-7 working days after successful approval and
deduction of annual handling fee. The
corresponding confirmation letter will be mailed to customer.
The designated bank (except the Bank) may impose a service
charge on the customer's designated bank account for the
remittance.
5.
The Bank reserves the right to offer other
interest rates, loan tenors or personal loan plans subject
to the approval result of each customer.
6.
The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
