HKCCSA Visa Card | Fubon Bank

Brings to the members surpassing privileges

Brings to the members surpassing privileges Hong Kong Chinese Civil Servants’ Association Logo

Successfully apply on or before 31 December 2023, principal cardholders of HKCCSA Visa Card can enjoy HK$500 cash rebate.

Remarks: The above welcome gift offers shall be bound by the relevant terms and conditions, please click here for details.

Act now! Download and submit your application in order to enjoy the fabulous HKCCSA Visa Card benefits!

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)

Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

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Brings to the members surpassing privileges

Hong Kong Chinese Civil Servants’ Association (“HKCCSA”) has joined hand with Fubon Bank to launch the HKCCSA Visa Card. The HKCCSA Visa Card offers the members an array of surpassing card and banking service privileges. Let's enjoy such irresistible members' benefits together and apply for HKCCSA Visa Card now!

HKCCSA Visa Platinum Card offers you surprising benefits. Spend with HKCCSA Visa Platinum Card, you can enter “Sure Win Spending Rewards” to get a chance to win Credit Card Bonus Point. Simply spend more to win the bonus points for redeeming cash credit or converting into Asia Miles throughout the year.

Spending Rewards
VISA Platinum Card Exclusive

Transaction Category	Cash Rebate
Local Online Merchants (up to HK$1 = 10 points^*)	Up to 4%

^*including : (i) extra 8X bonus points under “Fubon Credit Card Upgrade Reward Program” ; (ii) extra 1X bonus point from local transaction amount of HK$300 or above made on Saturday or Sunday ; and iii) basic 1X bonus point under Fubon Credit Card Bonus Point Program.

Remarks: The above offer is only applicable to single transaction and settled in Hong Kong dollar. To be entitled to the extra bonus points, cardholder is required to successfully perform registration via the automated voice response system of Fubon Bank Integrated Customer Service Hotline at 2566 8181 (press 1 > 7 > 2 after language selection). Please click here for details.

Transaction Category	Cash Rebate
New Taiwan Dollar^* (HK$1 = 20 points)	8%
Yen^* / Won^* (HK$1 = 10 points)	4%
Other non-Hong Kong Dollar^* (HK$1 = 5 points)	2%
HK$300 or above made on Saturday or Sunday locally (HK$1 = 2 points)	0.8%
Local / Octopus Automatic Add-Value Service (HK$1 = 1 points)	0.4%

^*This is only applicable to Platinum Card.
Remarks:

Validity period of Fubon Credit Card Bonus Point Program is valid until 29 February 2024.
All the overseas transaction rewards are only applicable to the transactions settled in local currency. For details of the calculation and the maximum of the extra bonus points, please click here.
Calculation of the cash rebate is based on 25,000 points to redeem HK$100 cash reward.

“Sure Win Spending Rewards”

You will have the chance of winning the guarantee 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600^# or above each time. There is a maximum of 6 registrations for each card in each phase of the promotion period, bring you up to 180,000 extra bonus points!

^#Transactions of stored value facilities (SVF) and/or re-loading are not applicable..

Remarks: Validity period of “Sure Win Spending Rewards” is valid until 29 February 2024. For the designated transaction and registration periods, please click here for details.

Rewards Redemption

Required Bonus Point	Rewards
5,000 points	HK$20 Cash Credit
25,000 points	HK$100 Cash Credit or HK$100 YATA Cash Coupon

Asia Miles Conversion Exclusive to Platinum Card

Remarks:

Bonus points and gifts from different credit card accounts under the same cardholder will be accumulated and redeemed separately. Bonus points accumulated will be valid for up to one year (calculated by Membership year) and the due date of bonus points will be shown on the cardholder’s principal card monthly statement. Voided or expired Points will be automatically purged and cannot be extended or redeemed. Purged Points will not be shown on the monthly statement.
To be entitled to redeem the relevant rewards for free, cardholder is required to perform registration via the automated voice response system of Fubon Bank Integrated Customer Service Hotline at 2566 8181, and if it is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.
Telephone Banking Identification Number (“TIN”) is required for redeeming the rewards by credit card bonus points via Phone Banking. You can apply for TIN via Fubon Bank Integrated Customer Service Hotline at 2566 8181 or any of our Fubon Bank branches.
The operation of Points enquiry and/or redemption in credit card account is only applicable to principal cardholder.
Validity period of Bonus Point Conversion to Asia Miles is valid until 29 February 2024. Customer is required to call Fubon Bank Integrated Customer Service Hotline at 2566 8181 for redemption form or click here to download. A minimum of HK$250 and a maximum of HK$500 handling fee will be charged for each conversion, please click here for details.

Single/Annual Travel Insurance Plan with 8X bonus point

MyWay Travel Insurance

Bankruptcy or winding-up of airline causing re-route of trip¹
Baggage and personal money cover including accidental loss or damage to mobile phone²
Optional pet accommodation benefit³

Get “Z” Go Travel Insurance Plan

No upper age limit for single trip travel plan⁴
On-time guarantee allowance for over 3-hour delay⁵
Personal property cover including accidental loss of mobile phone⁶

Credit Card Type	MyWay	Get “Z” Go
Platinum Card	Single 20% off Annual 10% off	20% off
Other Credit Cards	Single 20% off Annual 10% off	10% off

Please click here to enroll now!

¹This is applicable to Plan A and Plan B.
²This is applicable to Plan A only (not applicable to those below 18 years of age insured under a Family Plan).
³This is applicable to Plan A and Plan B of Single Travel Insurance Plan only.
⁴Certain age groups are subject to additional terms and conditions.
⁵This is applicable to Supreme Plan only.
⁶This is applicable to Supreme Plan and Elite Plan.

Remarks: Promotion period of the above offer is from 1 January to 31 December 2023. For details, please click here.
Declaration:

The above information is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency.
Zurich Insurance Company Ltd is the insurance underwriter of Get “Z” Go Travel Insurance Plan and is authorized and regulated by the Insurance Authority. Zurich Insurance Company Ltd is solely responsible for all approvals, coverage and compensation under this policy and reserves the right of final approval and decision on such matters.
MSIG Insurance (Hong Kong) Ltd is the insurance underwriter of the MyWay Travel Insurance and is authorized and regulated by the Insurance Authority. MSIG Insurance (Hong Kong) Ltd is solely responsible for all approvals, coverage and compensation under the policy and reserves the right of final approval and decision on such matters.
Zurich Insurance Company Ltd/MSIG Insurance (Hong Kong) Ltd is not a subsidiary or an affiliate of Fubon Bank (Hong Kong) Limited (“Fubon Bank”).
Fubon Bank is the licensed insurance agency appointed by Zurich Insurance Company Ltd/MSIG Insurance (Hong Kong) Ltd, and is responsible for introduction of the insurance plans. The plan is not the products of Fubon Bank. Fubon Bank is not responsible for any terms or obligations of the plans.
In case you file a written complaint regarding the selling process or processing of the related transaction to Fubon Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, Fubon Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after Fubon Bank has issued the final written reply. If the complaint/dispute is related to the policy terms and conditions, it should be resolved directly between Zurich Insurance Company Ltd/MSIG Insurance (Hong Kong) Ltd and you.
Levy collected by the Insurance Authority (if any) has been imposed on this policy at the applicable rate and would be remitted in accordance with the prescribed arrangements.
Zurich Insurance Company Ltd is a company incorporated in Switzerland with limited liability and its principal place of business in Hong Kong is at 25-26/F, One Island East, 18 Westlands Road, Island East, Hong Kong. MSIG Insurance (Hong Kong) Ltd is a subsidiary of Mitsui Sumitomo Insurance Company Limited of the MS&AD Insurance Group and its principal place of business in Hong Kong is at 9/F Cityplaza One, 1111 King's Road, Taikoo Shing, Hong Kong
The English version shall prevail in case of inconsistency between the English and Chinese versions.

Exclusive to Platinum Card

“Flexi Installment Plan”

Monthly handling fee as low as 0.2%

6-month installment
Repayment period up to 87 days for the first installment

“Interest-free Travel Installment Plan”

Interest free for all transactions settled in foreign currencies or related to travel

6-month installment
Handling fee wavier

Remarks:

For the details of “Flexi Installment Plan” and “Interest-free Travel Installment Plan”, please call Fubon Bank Integrated Customer Service Hotline at 2566 8181 (press 4 > 2 after language selection) .566 8181 (press 4 > 2 after language selection) for details.
The Annualized Percentage Rate (“APR”) of the monthly handling fee 0.2% is 4.18% (calculation based on 6-month repayment tenor), which is calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the non-refundable monthly handling fee.

An Array of Other Privileges/Features

Perpetual annual fee waiver¹
Exclusively enjoy purchase by card and 6-month or 12-month interest-free installment plan at HKCCSA Shopping Centre (applicable to selected models)
FlexiMortgage Loan – Enjoy preferential interest rate (including Conventional Mortgage Plan and HIBOR Mortgage Plan), high cash rebate or flexible prepayment penalty period^²
20% discount on first year rental of Safe Deposit Box
Octopus Add-Value Service, please click here for details
Built-in contactless payment function. Simply tap the card against the contactless card reader accepting Visa payWave/Mastercard to settle transaction, please click here for details.

Fubon Bank will charge an annual fee against a cardholder in the following calendar year in the event that Fubon Bank's records show that the cardholder has failed to pay the minimum payment on or before the payment due date twice or on more occasion within a period of twelve consecutive months immediately on the anniversary of account open date.

For more details, please call our Mortgage Enquiry Hotline at 2806 7222.

Every cardholder can only purchase a maximum of 5 gift vouchers each time.

Act now! Download and submit your application in order to enjoy the fabulous HKCCSA Visa Card benefits!

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)

Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

Terms & Conditions

General Terms and Conditions of Welcome Gifts and Other Benefits:

To be eligible for the principal card welcome gift, customers are required to successfully apply for a principal card of HKCCSA Visa Card on or before 31 December 2023. A new card will be sent to the customer at his/her correspondence address by Fubon Bank (the “Bank”) or customer will be contacted to collect the new card at branch. To be eligible for the welcome gift, the principal cardholder is required to fulfil the following welcome gift redemption requirements. The transaction date(s) shown in the statement(s) issued by the Bank shall be regarded as the relevant transaction date(s). If any retail transaction(s) is/are later cancelled or reversed after redemption of the welcome gift causing the cardholder not fulfilling the spending requirement, the Bank reserves the right to debit HK$100 as handling fee against his/her account immediately without prior notice.

The principal cardholder is required to spend HK$5,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance. Other transactions including but not limited to tax payment, online bill payment, balance transfers, installment, administration fee, financial charges, annual fee, autopay transactions, Octopus AAVS reload transactions and casino transactions will not be counted as welcome gift spending requirement. The relevant cash rebate will be credited to the cardholder’s new credit card account, which must be a valid account in normal status, within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement and such credit will then be shown in the principal cardholder's statement.

Only customers who are not holders of the Bank's credit cards or co-branded cards (including supplementary card) up to the application date are eligible for the welcome gifts. No welcome gift will be granted if the customers have cancelled the Bank’s credit cards or co-branded cards within the past 6 months of application date in the case of successful application. To be eligible for the welcome gifts, the relevant credit card account must be still valid and in normal status.

If the principal cardholders cancel their HKCCSA Visa Cards within 14 months from card issuance, the Bank will charge the cardholders HK$100 as handling fee for each principal card which has been cancelled. The said fee will be deducted from the cancelled account immediately.

Each customer is only eligible for one welcome gift regardless of the number of the Bank’s credit cards or co-branded cards applications successfully applied for. Customer is not allowed to change the welcome gift once it has been chosen. Welcome gifts listed above are provided on a first-come-first-serve basis, while stock lasts. If any of the welcome gifts chosen are out of stock, the Bank reserves the right to substitute the welcome gift with another offer without prior notice. The value or nature of the substitute may differ from the current welcome gifts offered in this promotion.

The Bank reserves the right for the decision of final approval of all Credit Card application, and to suspend, vary or terminate the above offers and its terms and conditions at any time without prior notice. In case of any disputes, the decision of the Bank shall be final and conclusive. Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Fubon Bank Integrated Customer Service Hotline

2566 8181

(press 1 > 5 after language selection)

Download Application Form

Hong Kong Chinese Civil Servants’ Association Visa Card

Brings to the members surpassing privileges

Brings to the members surpassing privileges