Assistant Manager Credit Approval / Senior Credit Officer (Unsecured Products)

• Perform credit assessment of credit card, personal installment loan, revolving credit, balance transfer and merchant loan applications in adherence to lending authority, credit policy, compliance and regulatory requirements
• Evaluate permanent and temporary credit card limit adjustment (incl. after office-hour requests)
• Meet service turnaround indicators and internal quality standards
• Optimize credit approval on risk justified basis to cope with business direction and changing economic environment
• Vigilant in detecting doubtful credit documentation
• Participate in system UAT to ensure implementation of credit programs
• Perform ad hoc projects to support business initiatives and corporate objectives

• University graduate
• Post-secondary or related qualification will be offered the position of Senior Credit Officer
• At least 4 years credit approval experience with lending authority in unsecured lending products
• Proficiency in written English and Chinese
• Good PC skill in Excel, Word and Power Point
• Able to work under pressure and working extended hours on occasions
• Applicant with no experience credit application approval will not be considered