Fubon “EZ Cash”
Personal Loan

Fubon “EZ Cash”
Personal Loan

Accept All Types of Income Proof
Applicable to Both Full-time or Part-time Job

Download Fubon GO    Apply Online

Help you manage any change or challenge, back you up anytime. Whatever you have full-time or part-time job right now, and work as an employee or a self-employed individual, Fubon “EZ Cash” Personal Loan provides you with extra cash simply by just any kinds of the latest 1-month income proof. No handling fee for application and early repayment, as we always support you.

 

Apply on or before 30 September 2022 and enjoy fabulous offers:

Offers up to HK$2,300^

1. Online Application Offer : HK$300 Supermarket Cash Coupon
Apply and draw down the loan via Fubon Bank website or Fubon GO Mobile App to enjoy HK$300 supermarket cash coupon

2. Loan Drawdown : Up to HK$2,000 Supermarket Cash Coupon
Successful loan drawdown with 12 months tenor or above can receive supermarket cash coupon.
Loan Amount Supermarket Cash Coupon
HK$80,000 - HK$179,999 HK$500
HK$180,000 or above HK$2,000

Product Features:
Accept all types of income proof:
Applicable to all kinds of the latest 1-month income proof#, including salary proof paid in cash
Annualized Percentage Rate (“APR”) as low as 2.88%^. Daily interest as low as HK$9.2*
HK$0 handling fee
Loan amount up to 8 times of monthly salary or a maximum of HK$200,000 (whichever is lower)
Tenor range from 6 to 48 months for your selection^
No early repayment fee
#Fubon Bank reserves the right to obtain additional income documents.
^The Annualized Percentage Rate ranges from 2.88% to 32.54%, with repayment period of 6 to 48 months. APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.


*Example
Assume loan amount of HK$200,000 with tenor of 6-month, daily interest will be: HK$200,000 X monthly flat rate 0.1386% ÷ 30 days = HK$9.2
APR of the above example is 2.88%. APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.

Apply Now
Download Fubon GO Download ob the App Store Get it on Google Play and select “Apply for personal loan”
Online Application Apply Online
Hotline Application Fubon Personal Loan Express Approval Hotline at 2806 5050

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions

^Terms and Conditions of “Supermarket Cash Coupons” Offers:

Customers who submit application of the Fubon “EZ Cash” Personal Loan and successfully drawdown with loan amount HK$80,000 or above and tenor of 12 months or above on or before 30 September 2022 will be entitled up to HK$2,000 supermarket coupons (“Cash Coupon(s)”) offer. Besides, Customers who apply via Fubon Bank website or Fubon GO Mobile App and draw down the loan will be entitled extra supermarket cash coupon of HK$300. Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 1 month after successful drawdown. If the Cash Coupon(s) are out of stock, Fubon Bank (Hong Kong) Limited (the “Bank”) has the sole discretion to offer a different coupon as replacement. Cash Coupon(s) are not exchangeable with cash. The use of Cash Coupon(s) shall be subject to the terms and conditions stated on the Cash Coupons. Cash Coupon(s) are provided by respective merchant and the Bank makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the merchant. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the merchant.

Fubon “EZ Cash” Personal Loan Terms and Conditions:
  1. To enjoy the interest rate, and/or other privileges, customers must submit the application of the Fubon EZ Cash Personal Loan and successfully drawdown on or before 30 September 2022.
  2. All applicants must be Hong Kong permanent residents over 18 years old and annual income at HK$60,000 or above.
  3. Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted and could be as low as Annualized Percentage Rate (“APR”) 2.88% (for 6-month tenor). The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
  4. Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
  5. Customer is required to provide Telephone Banking Identification Number (“TIN”) for customer identity authentication when performing enquiry of the new personal loan account via the Fubon Bank Integrated Customer Service Hotline after successful approval of the loan. Please visit any Fubon Bank branches in person to apply if you do not have a TIN after loan drawdown. TIN will then be sent to you by mail.
  6. The Bank will disburse full loan amount directly to the customer’s designated bank account within 4 -7 working days after successful approval. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
  7. The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
  8. The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.


Download Terms and Conditions
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