Fubon Tax Loan | Fubon Bank

Fubon Tax Loan reserves you a sufficient fund, helping you to release from tax burden. Relax in tax season is that easy!

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APR as low as 1.28%*

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HK$0 handling fee

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Loan amount up to 8 times of monthly salary or a maximum of HK$1,000,000 (whichever is lower);

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Tenor up to 24 months for your selection;

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Loan amount will be credited to your designated bank account directly;

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If a married couple simultaneously applies for our tax loan, the interest rate will be determined based on the aggregate loan amount. Both applicants will benefit from a lower interest rate;

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For phone application, obtain your preliminary approval result in as fast as 30 minutes; final approval result will take as fast as 1 working day upon receipt of the required personal information and all necessary documents by the Bank.

Monthly Repayment Table

Loan Amount (HK$)	6 Months		12 Months		18 Months		24 Months
Loan Amount (HK$)	Monthly Flat Rate (Annualized Percentage Rate)	Monthly Repayment Amount Per Every HK$1,000 Loan Amount (HK$)	Monthly Flat Rate (Annualized Percentage Rate)	Monthly Repayment Amount Per Every HK$1,000 Loan Amount (HK$)	Monthly Flat Rate (Annualized Percentage Rate)	Monthly Repayment Amount Per Every HK$1,000 Loan Amount (HK$)	Monthly Flat Rate (Annualized Percentage Rate)	Monthly Repayment Amount Per Every HK$1,000 Loan Amount (HK$)
$800,000 or above	0.062% (1.28%)	$167.29	0.061% (1.36%)	$83.94	0.091% (2.08%)	$56.47	0.114% (2.64%)	$42.81
$600,000 - $799,999	0.066% (1.36%)	$167.33	0.063% (1.40%)	$83.96	0.098% (2.24%)	$56.54	0.118% (2.73%)	$42.85
$300,000 - $599,999	0.068% (1.41%)	$167.35	0.065% (1.45%)	$83.98	0.111% (2.54%)	$56.67	0.133% (3.08%)	$43.00
$180,000 - $299,999	0.084% (1.74%)	$167.51	0.090% (2.01%)	$84.23	0.157% (3.60%)	$57.13	0.169% (3.92%)	$43.36
$10,000 - $179,999	0.110% (2.28%)	$167.77	0.160% (3.58%)	$84.93	0.261% (6.01%)	$58.17	0.290% (6.75%)	$44.57

*Only applicable to customers with an approved loan amount of HK$800,000 or above for a tenor of 6 months.

Note:

Minimum loan amount is HK$10,000.

The above APRs, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which include the basic interest rate of the loan.

The interest rate, monthly repayment amount, loan tenor of each applicable customer may vary, and is subject to the details stated on the loan confirmation letter.

The above promotional offer will be bounded by Fubon Personal Loan Terms and Conditions. The Bank reserves the right to offer other applicable interest rates, loan tenors or personal loan plans subject to the approval result of each customer.

Easy Application

Call our Fubon Personal Loan Express Approval Hotline at 2806 5050

Apply now (Internet Security Tips) or download the application form, please return it with required documents either by fax on 2571 0074 or by post to 23/F., Fortress Tower, 250 King's Road, Hong Kong.

To borrow or not to borrow? Borrow only if you can repay!

Key Facts Statement for Fubon Tax Loan

Terms and Conditions

Fubon Personal Loan Terms and Conditions:

To be entitled to the interest rate and/ or other promotional offer, customers must submit application of the Fubon Tax Loan and successfully drawdown on or before 30 Apr 2021.

Full loan amount will be directly disbursed to the customer’s designated bank account after successful approval. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance. Should there be any delay during the application process, resulting in the late payment to Inland Revenue Department by the customer, the Bank will not be responsible for any surcharge incurred.

For married couples to enjoy a lower interest rate, both applicants must submit application forms at the same time and successfully drawdown the loan simultaneously. The Bank reserves the right to offer another interest rate.

Customer has to submit the required personal information and/or all necessary documents to the Bank for final approval after the preliminary approved result has been obtained by phone. Successful approval will take, at the soonest, 1 working day upon receipt of the required personal information and/or all necessary documents by the Bank’s Credit Department. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.

Fubon Tax Loan is only applicable to the customer who received salaries tax demand notes issued by the Government of Hong Kong Special Administrative Region.

Customer is required to provide Telephone Banking Identification Number (“TIN”) for customer identity authentication when performing the enquiry of the new personal loan account via the Fubon Bank Integrated Customer Service Hotline after successful approval of the loan. Please visit any Fubon Bank branches in person to apply if you do not have a TIN after loan drawdown. TIN will then be sent to you by mail.

The Bank reserves the right to suspend, vary or cancel the promotional offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.

Download Terms and Conditions

Fubon Personal Loan
Express Approval Hotline

2806 5050

Apply OnlineREGISTER

Download Form

Please return the form with the required documents by fax on 2571 0074 or by post to 23/F., Fortress Tower, 250 King's Road, Hong Kong.