Fubon Platinum Card | Fubon Bank

Fubon Credit Card Key Facts Statement

Make the absolute most of your online and overseas spending

Successfully apply for principal card of Fubon Platinum Card on or before 31 December 2025 to enjoy gifts with value up to HK$960!

Welcome Gift

HK$500
Cash Rebate

Fubon Credit Card Upgrade Reward Program^1,2

Overseas transaction
up to HK$460 Cash rebate

¹Base on HK$1 spending = 20 points when spending in New Taiwan Dollar (“NTD”) with Fubon Platinum Card. All of the overseas transaction rewards are only applicable to the transactions settled in local currency rather than in Hong Kong dollar.
²If the welcome gift spending of HK$5,800 fulfils the criteria in Remarks1mentioned above and the Terms and Conditions of “Overseas Transaction Extra Bonus Point Program”, a total of up to 116,000 bonus points would be granted. And based on 25,000 bonus points can be used to redeem HK$100 cash rebate and 5,000 bonus points can be used to redeem.

For Example:

Spending Condition		Bonus Point	Cash rebate
In the 1^st month of card issuance	Spend HK$4,000 in NTD	80,000	HK$320
In the 2^nd month of card issuance	Spend HK$1,800 in NTD	36,000	HK$140

Remarks: The above welcome gift offer shall be bound by the relevant terms and conditions, please click here for details.

Apply now to enjoy the fabulous Fubon Credit Card benefits!

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)

Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

Download Cardholder Agreement

Tab2Mobile Tab

Make the absolute most of your online and overseas spending

Make the absolute most of your online and overseas spendingFubon Platinum Card lets you enjoying the spending rebate! No matter if you purchase online or overseas^{^}, you can easily earn the most points and redeem them for fabulous gifts.

Transaction Category	Bonus Points Reward	Equivalent Cash Rebate	Equivalent Miles Conversion
New Taiwan Dollar	20X bonus points	8%	HK$0.75＝1 mile
Yen / Won	10X bonus points	4%	HK$1.5＝1 mile
Other non-Hong Kong Dollar	5X bonus points	2%	HK$3＝1 mile
HK$300 or above made on Saturday or Sunday locally	2X bonus points	0.8%	HK$7.5＝1 mile
Local / Octopus Automatic Add-Value Service	1X bonus points	0.4%	HK$15＝1 mile

^{^}All of the overseas transaction rewards are only applicable to the transactions settled in local currency. For calculation and cap of the extra bonus points, please click here.
^#The 20X points for New Taiwan Dollar spending include: (i) 5X points from the Fubon Credit Card Rewards Program for non-Hong Kong dollar transactions；(ii) 15X points for overseas spending from the Fubon Credit Card Extra Points Program for New Taiwan Dollar transactions. 10X points for Japanese Yen/ Korean Won transactions include: (i) 5X points from the Fubon Credit Card Rewards Program for non-Hong Kong dollar transactions；(ii) 5X points for overseas spending from the Fubon Credit Card Extra Points Program for Japanese Yen/ Korean Won transactions.

Transaction Category	Bonus Points Reward	Equivalent Cash Rebate	Equivalent Miles Conversion
Local Online Merchants	Up to 10X bonus points^*	Up to 4%	Up to HK$1.5＝1 mile

^*including : (i) extra 8X bonus points under “Fubon Credit Card Upgrade Reward Program” ; (ii) extra 1X bonus point from local transaction amount of HK$300 or above made on Saturday or Sunday ; and iii) basic 1X bonus point under Fubon Credit Card Bonus Point Program.
Remarks: The above offer is only applicable to single transaction and settled in Hong Kong dollar. To be entitled to the extra bonus points, cardholder is required to successfully perform registration via the automated voice response system of Fubon Bank Integrated Customer Service Hotline at 2566 8181 (press 1 > 7 > 2 after language selection). Please click here for details.

Remarks:

Validity period of Fubon Credit Card Bonus Point Program is valid until 31 December 2025.
Calculation of the cash rebate is based on 25,000 points to redeem HK$100 cash reward.

Enjoy 8X Bonus Points Reward for Single or Year-round Travel Insurance Plan

Enjoy up to 20% off premium discount and earn 8X bonus points reward upon purchase of a designated Single or Annual Travel Insurance Plan with Fubon Credit Card.

Click here to enroll or to learn more.

Remarks: The promotion period is from 1 January 2025 to 31 December 2025, the promotion is subject to relevant terms and conditions. For product detail, terms and condition, please click here.

For enquiries, please call Fubon Bank Integrated Customer Service Hotline 2566 8181 (Press "3" after language selection) during office hours^* for more details.
^*Office hours: Monday to Friday: 9am to 7pm (except public holidays).

An Array of Other Privileges/Features

First 3-year annual fee waiver^{^}
20% discount on the first year rental of Safe Deposit Box
Octopus Add-Value Service, please click here for details
Built-in contactless payment function. Simply tap the card against the contactless card reader accepting Visa payWave/Mastercard to settle transaction, please click here for details.

^{^}

Fubon Bank will charge an annual fee against a cardholder in the following calendar year in the event that Fubon Bank’s records show that the cardholder has failed to pay the minimum payment on or before the payment due date twice or on more occasion within a period of twelve consecutive months immediately on the anniversary of account open date.

Apply now
to enjoy the fabulous Fubon Credit Card benefits! The promotion is subject to relevant terms and conditions.

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)

Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

Download Cardholder Agreement

Terms & Conditions

General Terms and Conditions of Welcome Gifts and Other Benefits:

To be eligible for the principal card welcome gift, customers are required to successfully apply for a principal card of Fubon Credit Card on or before 31 December 2025. A new card will be sent to the customer at his/her correspondence address by Fubon Bank (the “Bank”) or customer will be contacted to collect the new card at branch. To be eligible for the welcome gift, the principal cardholder is required to fulfil the following welcome gift redemption requirements. The transaction date(s) shown in the statement(s) issued by the Bank shall be regarded as the relevant transaction date(s). If any retail transaction(s) is/are later cancelled or reversed after redemption of the welcome gift causing the cardholder not fulfilling the spending requirement, or if the cardholder cancels the eligible credit card within 14 months after opening the account, the Bank reserves the right to debit a handling fee to recover the cost of the welcome gift the cardholder has received against his/her account immediately without prior notice.

The principal cardholder is required to spend HK$5,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance. Other transactions including but not limited to tax payment, online bill payment, balance transfers, installment, administration fee, financial charges, annual fee, autopay transactions, Octopus AAVS reload transactions and casino transactions will not be counted as welcome gift spending requirement. The relevant cash rebate will be credited to the cardholder’s new credit card account, which must be a valid account in normal status, within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement and such credit will then be shown in the principal cardholder's statement.

Only customers who are not holders of the Bank's credit cards or co-branded cards (including supplementary card) up to the application date are eligible for the welcome gifts. No welcome gift will be granted if the customers have cancelled the Bank’s credit cards or co-branded cards within the past 6 months of application date in the case of successful application. To be eligible for the welcome gifts, the relevant credit card account must be still valid and in normal status.

Each customer is only eligible for one welcome gift regardless of the number of the Bank’s credit cards or co-branded cards applications successfully applied for. Customer is not allowed to change the welcome gift once it has been chosen. Welcome gifts listed above are provided on a first-come-first-serve basis, while stock lasts. If any of the welcome gifts chosen are out of stock, the Bank reserves the right to substitute the welcome gift with another offer without prior notice. The value or nature of the substitute may differ from the current welcome gifts offered in this promotion.

Terms and conditions for Fubon Credit Card Upgrade Program: Please click here for details.

Remarks: The Bank reserves the right for the decision of final approval of all Credit Card application, and to suspend, vary or terminate the above offers and its terms and conditions at any time without prior notice. In case of any disputes, the decision of the Bank shall be final and conclusive. Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail.