SME Banking

SME Banking

In Fubon, we strive to provide you with an extensive and excellent SME (Small & Medium Sized Enterprises) Banking Service by offering a wide range of customized solutions tailored to meet your needs, including:


SME Financing Guarantee Scheme

SME Financing Guarantee Scheme
  80% Guarantee Product 90% Guarantee Product Special 100% Loan Guarantee
Facility Type Term loan or Revolving Credit Line Please be advised that the application period for the Special 90% Loan Guarantee Scheme has been closed on March 31, 2026. Please be advised that the application period for the Special 100% Loan Guarantee Scheme has been closed on March 31, 2024.
Maximum Loan Tenor 10 years  
Maximum Loan Amount HK$18,000,000  

SFGS Relief Arrangement

SFGS Relief Arrangement The relief enhancement includes:
i) 2025 Principal Moratorium (“2025-PM”) and
ii) the continuation of the Partial Principal Repayment (“PPR”) option

( I ) 2025-PM
  • -Principal Moratorium for up to 12 months
  • -Eligible products: Term Loan, Revolving Loan and Trade facility
  • -Application period: on or before 17 November 2026*


*the application period for the 2025-PM under the SFGS will expire on 17 November 2026. If borrowing enterprises continue to encounter repayment pressure following the expiry of 2025-PM, eligible borrowing enterprises may apply to transition to the PPR arrangement.

( II ) PPR
  • Based on the requirements of the transition period or repayment resumption plan, to repay a portion of the original principal repayment amount (“OPRA”) each month during a specified period.
  • Maximum up to 48 months in aggregate


If you are having SFGS80 / SFGS90 / SFGS100 facilities, you can contact your Relationship Manager for application or call our dedicated SME Banking Service hotline at 852-3767 6883 for arrangement.

Trade Finance

Trade Finance Fubon provides a range of import and export services to meet your trading needs, including:
-  Documentary Credit Issuance
-  Import Collection
-  Standby L/C and Guarantee
-  Discount of Export Bills
-  Export Collection
-  L/C Advising and Confirmation
-  Shipping Guarantee/ Trust Receipt
-  Import Finance
-  L/C Negotiation
-  Packing Loan
-  L/C Transfer
-  Export Finance

 

Forms Download

Forms Download
Trade Finance Application Forms Form Download
Application for Irrevocable Documentary Credit Download
Trust Receipt Download
Application for Amendment to Documentary Credit / Transferred Credit Download
Counter-Indemnity for Imported Goods Download
Account Receivable Financing Application Download
Application for Pre-export Loan Download
Application for Invoice Financing Facility Download
Standby L/C / Letter of Guarantee Application Download
Storage Application Download
Collection Instructions Download
Bills of Exchange Download
Letter of Indemnity for LC Negotiation with Discrepancy(ies) Download
Application for Transfer of Credit Download
Export LC Finance Application - Currencies of LC and Finance applied for are Different Download

To borrow or not to borrow? Borrow only if you can repay!


For further inquiries, please contact:

For further inquiries, please contact:

Corporate & Commercial Banking Service

Tel : (852) 2806 5086
Office Hours: Monday to Friday 9am to 6pm (Except Public Holidays)

SME Banking Service

Tel: (852) 3767 6883
Office Hours: Monday to Friday 9am to 6pm (Except Public Holidays)
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