Get “Z” Go Travel Insurance Plan

Get “Z” Go Travel Insurance Plan

Get “Z” Go Travel Insurance Plan offers single trip travel plan and annual travel plan. Each plan has three plan levels for your selection according to your needs.



To enroll or to learn more

  • Call 2806 5038
  • Click Here to enroll in Get “Z” Go – Single Trip Travel Plan
  • Click Here to enroll in Get “Z” Go – Annual Travel Plan

 


Supreme Plan – worry-free coverage

Supreme Plan – worry-free coverage
  • Cover is not limited to specified events for “Travel Delay” and “Journey Inconvenience Cover” to maximize coverage with minimal exclusions and conditions
  • Enjoy “On-time guarantee allowance”
  • Aged 76 or above can enjoy 100% full coverage for free for single trip travel plan
  • Free cover for Marathon and bike tours
  • Personal accident and Medical expenses cover up to HKD1,500,000
  • Allow additional top-up for Personal accident and Medical expenses cover


Elite Plan – multiple coverage

Elite Plan – multiple coverage
  • Multiple cover on personal property including:
    - accidental loss of or damage to mobile phones, laptops, other personal belongings
    - loss of personal money
    - replacement cost of loss of travel documents and/or travel ticket
  • Personal accident and Medical expenses cover up to HKD1,000,000


Breezy Plan – basic coverage

Breezy Plan – basic coverage
  • Personal accident and Medical expenses cover up to HKD500,000
  • Travel delay allowance for over 6-hour delay
  • Cover loss of personal belongings up to HKD5,000


Single Travel Plan
Annual Travel Plan
•  Protection for a single trip within 180 days
•  All age cover
•  Protection for frequent travelers
•  Cover unlimited trip throughout an year
•  Maximum 90 days for each journey
•  Enjoy MediExpress China Medical Card service which provides guarantee for admission to an appointed hospital in China (only applicable to adult)
•  Cover up to age 75

Maximize 1+1 synergy

Maximize 1+1 synergy
  • Each adult can enjoy one accompanied child1 covered for free to maximize 1+1 synergy2
  • Enjoy unlimited number of 1+1 travelers
  • No restriction on relationship to protect your families, friends and relatives in one single policy at ease


Protection without age limit

Protection without age limit
  • No upper age limit for single trip travel plan
  • Aged 76 or above can enjoy 100% sum insured without additional premium for single travel plan3


No worries for travel interruption

No worries for travel interruptionMultiple protection covers your pre-trip period until your return to Hong Kong:
  • pre-trip/during the journey
    - enjoy on-time guarantee allowance for over 3-hour delay3
    - enjoy travel delay allowance for a delay over 6 hours
    -
    cover irrecoverable prepaid and unused, or additional costs incurred due to journey cancellation or interruption (e.g. hotel costs, transportation or event tickets cost, car rental, etc.)
    - cover costs related to re-routing, journey cancellation, or overseas extra/forfeited hotel cost due to travel delay4
    - flexibility to change policy cover period if there is a change in travel plan (for same duration and same travelers)


  • in case your trip is interrupted and you are unable to return to Hong Kong as scheduled
    - free travel insurance extension up to 10 days
    - cover all irrecoverable additional costs incurred due to journey interruption


Worry-free cover anytime anywhere

Worry-free cover anytime anywhereNo matter you are a leisure traveler or an adventurer, you may enjoy your trip with extra peace of mind.
  • free cover for Marathon and bike tour3
  • cover various amateur activities
  • cover on losses and accident due to terrorism
  • Well covered follow-up medical expenses up to 100% sum insured for injury and no daily limit on Chinese medicine/chiropractic treatment
  • cover all countries under the same premium
  • cover for Outbound Travel Alert issued against the travel destination before or during the journey
  • third party liability cover and rental vehicle excess including non-operating charge (NOC)
  • cover accidental loss or damage of mobile phone4
  • provide 24-hour global emergency assistance services to help you during difficult times


Optional benefits

Optional benefitsTailor your plan according to your needs
  • Full coverage for accompanied child2 – upgrade to same benefit as adult
  • Additional personal accident & medical expenses cover3 (Only applicable to adult) – upgrade your coverage to a maximum of HKD2,000,000 per section


Group travel discount

Group travel discount Enjoy premium discount when enrolling as a group
  • 10% premium discount for 7 to 12 persons
  • 15% premium discount for over 12 persons


1Benefits of accompanied child is 50% of an adult (unless selected “Full coverage for accompanied child” in optional benefit)
2Not applicable to group or corporate application
3Only applicable to Supreme Plan
4Only applicable to Elite Plan and Supreme Plan


Benefits Table

Benefits Table

Section

Benefits
Maximum benefits per adult per insured journey (HKD)
Supreme Plan
Elite Plan
Breezy Plan
1 Medical Cover
(a) Medical expenses
– age 75 or below 1,500,000 1,000,000 500,000
– age 76 or above 1,500,000 500,000 250,000
Including:
– follow-up for injury 100% of maximum benefits
– follow-up for illness 10% of maximum benefits
– follow-up for Chinese medicine or chiropractic treatment 3,000
– Overseas travelling expense for seeking medical treatment 300
(b) Compassionate death cash 15,000 10,000 Not applicable
(c) Overseas hospital daily cash benefit 5,000 (500 per day) 3,000 (300 per day) Not applicable
(d) Compulsory quarantine cash allowance due to infectious disease 5,000 (500 per day) Not applicable Not applicable
2 Zurich Emergency Assistance
(a) Deposit guarantee for hospital admission 39,000
(b) Emergency medical evacuation Actual cost
(c) Repatriation of mortal remains Actual cost
(d) Compassionate visit One economy class round-trip travel ticket and hotel accommodation expenses up to 700 per day (Max. 5 days)
(e) Travelling and accommodation expenses One economy class one-way travel ticket and hotel accommodation expenses up to 1,950 per day (Max. 4 days)
(f) Return of unattended children One economy class one-way ticket and up to 30,000
(g) 24-hour telephone hotline and referral services Included
(h) MediExpress China Medical Card service Included (Applicable to annual travel plan and adult only)
3 Accident Cover
(a) Personal accident
(i) Accident on public common carrier or during terrorism
– age 75 or below 1,500,000 1,000,000 500,000
– age 76 or above 1,500,000 400,000 200,000
(ii) Other accidents
– age 75 or below 1,000,000 800,000 400,000
– age 76 or above 1,000,000 400,000 200,000
(b) Burns accident 500,000 200,000 Not applicable
4 Personal Property Cover
(a) Personal belongings, including the following sub-limits: 20,000 15,000 5,000
– per set/item/pair 3,000
– mobile phone (one per insured journey) 3,000 3,000 Not applicable
– all cameras and camcorders and related accessories and equipment 5,000 5,000 3,000
– lap-top computer 10,000 10,000 Not applicable
(b) Loss of personal money 3,000 2,000 Not applicable
(c) Replacement cost for loss of travel document or travel ticket 3,000 2,000 Not applicable
5 Delay Cover
(a) Travel delay allowance (HKD300 for every 6 hours)5 2,000 1,000 300
– Cover is not limited to specified events Applicable Not applicable Not applicable
(b) Baggage delay allowance (over 6 hours) 800 500 Not applicable
(c) On-time guarantee allowance (over 3 hours) 300 Not applicable Not applicable
6 Journey Inconvenience Cover5
– Cover is not limited to specified events Applicable Not applicable Not applicable
(a) Cancellation of trip 40,000 20,000 5,000
(b) Interruption of trip 40,000 20,000 5,000
(c) Hotel cost due to travel delay (over 6 hours) 2,000 1,000 Not applicable
(d) Cancellation of trip due to travel delay (over 12 hours) 5,000 2,500 Not applicable
7 Liability Cover
(a) Personal liability 2,500,000 2,000,000 1,000,000
(b) Rental vehicle excess 15,000 10,000 Not applicable
Free Extended Cover on Bike Tour and Marathon Applicable Not applicable Not applicable
Optional Benefits
Additional personal accident & medical expenses cover 1,000,000 or 2,000,000 Not applicable Not applicable

5You can only claim for either one of the protections. For the exact calculation of the compensation under the delay cover and journey inconvenience cover, please refer to the policy document. In case of inconsistency between the information herein and the policy document, the policy document shall prevail.

Single trip travel plan

Single trip travel plan
 
Premium (HKD)
Supreme Plan
Elite Plan
Breezy Plan
Day
Audit6 / Child7
Additional accompanied child8 / Optional benefit 19
Audit6 / Child7
Additional accompanied child8 / Optional benefit 19
Audit6 / Child7
Additional accompanied child8 / Optional benefit 19
1
178
53
143
43
80
25
2
208
63
153
46
90
30
3
238
73
173
53
100
35
4
308
93
233
73
120
40
5
348
103
273
83
160
55
6
398
113
323
96
210
60
7
418
123
348
103
220
65
8
438
133
383
113
230
70
9
468
143
393
116
240
75
10
498
153
413
123
260
80
11
558
163
458
136
270
85
12
578
173
493
146
290
90
13
618
183
523
156
300
95
14
658
193
553
166
310
100
15
718
213
613
183
350
105
16 - 20
758
233
643
193
400
120
21 - 25
848
253
713
213
450
135
26 - 30
948
283
813
243
480
145
Each additional day
42
13
30
9
22
7

Optional benefit 2 – Additional personal accident & medical expenses cover (Applicable to adult for Supreme Plan)

Optional benefit 2 – Additional personal accident & medical expenses cover (Applicable to adult for Supreme Plan)
Day
Premium (HKD)
HKD1,000,000 per section
HKD2,000,000 per section
1-5
65
100
6-10
140
200
11-15
210
320
16-20
270
420
21-25
330
530
26-30
400
650
Each additional 5 days
80
120


Annual travel plan10

Annual travel plan10
 
Premium (HKD)
Supreme Plan
Elite Plan
Breezy Plan
Adult6 / Child7
2,890
2,280 1,480
Additional accompanied child8 / Optional benefit 19
868
688 448
Optional benefit 2 – Additional personal accident & medical expenses cover (Applicable to adult for Supreme Plan)
HKD1,000,000 per section
980
Not applicable
HKD2,000,000 per section
1,480

6Adult refers to any insured person aged 18 or above, each accompanied child travelling with an adult can enjoy coverage for free and the benefits of accompanied child is 50% of an adult (unless selected “Full coverage for accompanied child” in optional benefit)
7Child refers to insured person aged 17 or below who travel alone
8Each accompanied child travelling with an adult can enjoy free coverage while additional accompanied child will be charged according to the premium table (if any)
9Optional benefit 1 is the “Full coverage for accompanied child”
10Age limit for annual travel plan is up to 70 years old and the maximum renewal age is 75 years old



Free Outbound Travel Alert (OTA) Benefit

Free Outbound Travel Alert (OTA) Benefit
Benefits
Red OTA
Black OTA
Before departure
Cancellation of trip
Up to maximum benefits 50% Up to maximum benefits 100%
During journey
Interruption of trip
Up to maximum benefits 50% Up to maximum benefits 100%
Cash allowance
For involuntary stay behind due to Black OTA after the journey has begun
Not applicable HKD500/day (up to 10 days)

Remarks:
  • The OTA benefit is only applicable to the destination(s) where the Red or Black OTA is not hoisted by the HK Security Bureau on policy effective date
  • Benefit on cancellation or interruption of trip is in accordance to policy terms and conditions


Please call Fubon Bank Enrollment Hotline 2806 5038 during office hours* for more details.

 

*Office hours: Monday to Friday: 9am to 9pm (except public holidays).

Terms and Conditions

Important notes:

a. The insurance is not applicable to person holding the People’s Republic of China passport and travels to/within China, unless he/she has an official document issued by the overseas Government (other than China) as proof that he/she a legal resident of the respective country but travelling with a passport of the People’s Republic of China.
b. For annual travel plan: all trips must depart from and return to Hong Kong.
c. For single trip travel plan: if the insured journey is not departing from Hong Kong, the travel arrangements must be made and paid in Hong Kong. However, any follow-up medical expenses under Section 1(a) – Medical expenses of the policy shall not be available to insured journey which is not departing from and returning to Hong Kong.
d. For one-way single trip travel plan: the insured journey shall not exceed seven days upon arrival at the declared overseas final destination. If the declared final destination is Hong Kong, the policy shall cease after the insured person checks out from the Hong Kong immigration counter upon arrival.
e. No refund of premium is allowed once the policy issued for single trip travel plan.

Major exclusions:

a. any known events and conditions;
b. riding or driving in any kind of motor racing; or competition; or engaging in a sport in a professional capacity; or any activities where you would or could earn income or remuneration from engaging in such activities;
c. trekking at an altitude greater than 5,000 meters above sea level or diving to a depth greater than 40 meters below sea level; or
d. activities involve a high level of expertise, or exceptional physical exertion, or exposure in extreme environment, or use of specialised gear or equipment;
e. suicide or intentional self-inflicted injury;
f. mental disorders; under the influence of alcohol or drugs,
g. pregnancy, childbirth;
h. war, civil war, rebellion, insurrection, revolution, usurped power, military force or coup.

Remarks:

  • The above information is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency.
  • Zurich Insurance Company Ltd (“Zurich”) is the insurance underwriter of the above insurance plan and is authorized and regulated by the Insurance Authority. Zurich is solely responsible for all approvals, coverage and compensation under this policy and reserves the right of final approval and decision on such matters.
  • Zurich is not a subsidiary or an affiliate of Fubon Bank (Hong Kong) Limited (“Fubon Bank”).
  • Fubon Bank is the licensed insurance agency appointed by Zurich , and is responsible for introduction of the insurance plans. The Plan is not the product of Fubon Bank. Fubon Bank is not responsible for approval, coverage and compensation under the Plan.
  • In case you file a written complaint regarding the selling process or processing of the related transaction to Fubon Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, Fubon Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after Fubon Bank has issued the final written reply. If the complaint / dispute is related to the policy terms and conditions, it should be resolved directly between Zurich and you.
  • Levy collected by the Insurance Authority (if any) has been imposed on this policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For further information, please visit Zurich's company website: http://www.zurich.com.hk/ia-levy.
  • Zurich is a company incorporated in Switzerland with limited liability and its principal place of business in Hong Kong is at 25-26/F, One Island East, 18 Westlands Road, Island East, Hong Kong.
  • The English version shall prevail in case of inconsistency between the English and Chinese versions.
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