Get “Z” Go Travel Insurance Plan offers single trip travel plan and annual travel plan. Each plan has three plan levels for your selection according to your needs.
Online Exclusive Travel Insurance 8X Bonus Point Reward for Fubon Bank Credit Cardholders
Online Exclusive Travel Insurance 8X Bonus Point Reward for Fubon Bank Credit Cardholders From now until 31 December 2021, you can enjoy 8X Fubon Credit Card bonus points and discount on premium# upon successfully enrolling in Get “Z” Go Travel Insurance with your Fubon Credit Card via dedicated Zurich webpage:
Fubon Platinum/Titanium Card
- Click Here to enroll in Get “Z” Go – Single Trip Travel Plan to enjoy 20% discount!
- Click Here to enroll in Get “Z” Go – Annual Travel Plan to enjoy 20% discount!
Other Fubon Credit Cards
- Click Here to enroll in Get “Z” Go – Single Trip Travel Plan to enjoy 10% discount!
- Click Here to enroll in Get “Z” Go – Annual Travel Plan to enjoy 10% discount!
#Terms and Conditions of the Online Exclusive Travel Insurance 8X Bonus Point Reward for Fubon Bank Credit Cardholders (“Promotional Offer”):
- The promotion period is from 1 January 2021 until 31 December 2021 (“Promotion Period”).
- This Promotional Offer cannot be used in conjunction with other offers.
- All matters and disputes related to this Promotional Offer will be subject to the final decision of Zurich Insurance Company Ltd (“Zurich”) which reserves the right to amend relevant terms and conditions without prior notice.
- Travel Insurance 8X Bonus Point Reward is only applicable to the online purchase of Get “Z” Go Travel Insurance with Fubon/YATA Credit Card on the designated Zurich website during the Promotion Period (based on the completion date of transaction, issuance date of the approval code and the transaction must be posted by 7 days after the Promotion Period). For every HK$1 card spending, cardholder shall enjoy extra 7 bonus points from the Travel Insurance 8X Bonus Point Reward in addition to the 1 bonus point granted by the Fubon/YATA Credit Card Bonus Point Program. Other transactions including but not limited to cash advance, administration fee, installment plan and finance charges are not eligible for the Travel Insurance 8X Bonus Point Reward. No bonus point will be offered to any unposted, cancelled or refunded transactions.
- The extra bonus point(s) under the Travel Insurance 8X Bonus Point Reward will be automatically awarded to cardholder’s principal card account (must be valid and in normal status) in March 2021 and/or July 2021 and/or November 2021 and/or March 2022 and will be shown on cardholder’s principal card monthly statement.
To borrow or not to borrow? Borrow only if you can repay! |
To enroll or to learn more
- Call 2806 5038
- Click Here to enroll in Get “Z” Go – Single Trip Travel Plan
- Click Here to enroll in Get “Z” Go – Annual Travel Plan
Supreme Plan – worry-free coverage
Supreme Plan – worry-free coverage
- Cover is not limited to specified events for “Travel Delay” and “Journey Inconvenience Cover” to maximize coverage with minimal exclusions and conditions
- Enjoy “On-time guarantee allowance”
- Aged 76 or above can enjoy 100% full coverage for free for single trip travel plan
- Free cover for Marathon and bike tours
- Personal accident and Medical expenses cover up to HKD1,500,000
- Allow additional top-up for Personal accident and Medical expenses cover
Elite Plan – multiple coverage
Elite Plan – multiple coverage
- Multiple cover on personal property including:
- accidental loss of or damage to mobile phones, laptops, other personal belongings
- loss of personal money
- replacement cost of loss of travel documents and/or travel ticket
- Personal accident and Medical expenses cover up to HKD1,000,000
Breezy Plan – basic coverage
Breezy Plan – basic coverage
- Personal accident and Medical expenses cover up to HKD500,000
- Travel delay allowance for over 6-hour delay
- Cover loss of personal belongings up to HKD5,000
Single Travel Plan
|
Annual Travel Plan
|
• |
Protection for a single trip within 180 days |
|
• |
Protection for frequent travelers |
• |
Cover unlimited trip throughout an year |
• |
Maximum 90 days for each journey |
• |
Enjoy MediExpress China Medical Card service which provides guarantee for admission to an appointed hospital in China (only applicable to adult) |
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Maximize 1+1 synergy
Maximize 1+1 synergy
- Each adult can enjoy one accompanied child1 covered for free to maximize 1+1 synergy2
- Enjoy unlimited number of 1+1 travelers
- No restriction on relationship to protect your families, friends and relatives in one single policy at ease
Protection without age limit
Protection without age limit
- No upper age limit for single trip travel plan
- Aged 76 or above can enjoy 100% sum insured without additional premium for single travel plan3
No worries for travel interruption
No worries for travel interruptionMultiple protection covers your pre-trip period until your return to Hong Kong:
- pre-trip/during the journey
- |
enjoy on-time guarantee allowance for over 3-hour delay3 |
- |
enjoy travel delay allowance for a delay over 6 hours |
- |
cover irrecoverable prepaid and unused, or additional costs incurred due to journey cancellation or interruption (e.g. hotel costs, transportation or event tickets cost, car rental, etc.)
|
- |
cover costs related to re-routing, journey cancellation, or overseas extra/forfeited hotel cost due to travel delay4 |
- |
flexibility to change policy cover period if there is a change in travel plan (for same duration and same travelers) |
- in case your trip is interrupted and you are unable to return to Hong Kong as scheduled
- |
free travel insurance extension up to 10 days |
- |
cover all irrecoverable additional costs incurred due to journey interruption |
Worry-free cover anytime anywhere
Worry-free cover anytime anywhereNo matter you are a leisure traveler or an adventurer, you may enjoy your trip with extra peace of mind.
- free cover for Marathon and bike tour3
- cover various amateur activities
- cover on losses and accident due to terrorism
- Well covered follow-up medical expenses up to 100% sum insured for injury and no daily limit on Chinese medicine/chiropractic treatment
- cover all countries under the same premium
- cover for Outbound Travel Alert issued against the travel destination before or during the journey
- third party liability cover and rental vehicle excess including non-operating charge (NOC)
- cover accidental loss or damage of mobile phone4
- provide 24-hour global emergency assistance services to help you during difficult times
Optional benefits
Optional benefitsTailor your plan according to your needs
- Full coverage for accompanied child2 – upgrade to same benefit as adult
- Additional personal accident & medical expenses cover3 (Only applicable to adult) – upgrade your coverage to a maximum of HKD2,000,000 per section
Group travel discount
Group travel discount Enjoy premium discount when enrolling as a group
- 10% premium discount for 7 to 12 persons
- 15% premium discount for over 12 persons
1Benefits of accompanied child is 50% of an adult (unless selected “Full coverage for accompanied child” in optional benefit)
2Not applicable to group or corporate application
3Only applicable to Supreme Plan
4Only applicable to Elite Plan and Supreme Plan
Benefits Table
Benefits Table
Section
|
Benefits |
Maximum benefits per adult per insured journey (HKD)
|
Supreme Plan
|
Elite Plan
|
Breezy Plan
|
1 |
Medical Cover |
(a) Medical expenses |
– age 75 or below |
1,500,000 |
1,000,000 |
500,000 |
– age 76 or above |
1,500,000 |
500,000 |
250,000 |
Including: |
– follow-up for injury |
100% of maximum benefits |
– follow-up for illness |
10% of maximum benefits |
– follow-up for Chinese medicine or chiropractic treatment |
3,000 |
– Overseas travelling expense for seeking medical treatment |
300 |
(b) Compassionate death cash |
15,000 |
10,000 |
Not applicable |
(c) Overseas hospital daily cash benefit |
5,000 (500 per day) |
3,000 (300 per day) |
Not applicable |
(d) Compulsory quarantine cash allowance due to infectious disease |
5,000 (500 per day) |
Not applicable |
Not applicable |
2 |
Zurich Emergency Assistance |
(a) Deposit guarantee for hospital admission |
39,000 |
(b) Emergency medical evacuation |
Actual cost |
(c) Repatriation of mortal remains |
Actual cost |
(d) Compassionate visit |
One economy class round-trip travel ticket and hotel accommodation expenses up to 700 per day (Max. 5 days) |
(e) Travelling and accommodation expenses |
One economy class one-way travel ticket and hotel accommodation expenses up to 1,950 per day (Max. 4 days) |
(f) Return of unattended children |
One economy class one-way ticket and up to 30,000 |
(g) 24-hour telephone hotline and referral services |
Included |
(h) MediExpress China Medical Card service |
Included (Applicable to annual travel plan and adult only) |
3 |
Accident Cover |
(a) Personal accident |
(i) Accident on public common carrier or during terrorism |
– age 75 or below |
1,500,000 |
1,000,000 |
500,000 |
– age 76 or above |
1,500,000 |
400,000 |
200,000 |
(ii) Other accidents |
– age 75 or below |
1,000,000 |
800,000 |
400,000 |
– age 76 or above |
1,000,000 |
400,000 |
200,000 |
(b) Burns accident |
500,000 |
200,000 |
Not applicable |
4 |
Personal Property Cover |
(a) Personal belongings, including the following sub-limits: |
20,000 |
15,000 |
5,000 |
– per set/item/pair |
3,000 |
– mobile phone (one per insured journey) |
3,000 |
3,000 |
Not applicable |
– all cameras and camcorders and related accessories and equipment |
5,000 |
5,000 |
3,000 |
– lap-top computer |
10,000 |
10,000 |
Not applicable |
(b) Loss of personal money |
3,000 |
2,000 |
Not applicable |
(c) Replacement cost for loss of travel document or travel ticket |
3,000 |
2,000 |
Not applicable |
5 |
Delay Cover |
(a) Travel delay allowance (HKD300 for every 6 hours)5 |
2,000 |
1,000 |
300 |
– Cover is not limited to specified events |
Applicable |
Not applicable |
Not applicable |
(b) Baggage delay allowance (over 6 hours) |
800 |
500 |
Not applicable |
(c) On-time guarantee allowance (over 3 hours) |
300 |
Not applicable |
Not applicable |
6 |
Journey Inconvenience Cover5 |
– Cover is not limited to specified events |
Applicable |
Not applicable |
Not applicable |
(a) Cancellation of trip |
40,000 |
20,000 |
5,000 |
(b) Interruption of trip |
40,000 |
20,000 |
5,000 |
(c) Hotel cost due to travel delay (over 6 hours) |
2,000 |
1,000 |
Not applicable |
(d) Cancellation of trip due to travel delay (over 12 hours) |
5,000 |
2,500 |
Not applicable |
7 |
Liability Cover |
(a) Personal liability |
2,500,000 |
2,000,000 |
1,000,000 |
(b) Rental vehicle excess |
15,000 |
10,000 |
Not applicable |
Free Extended Cover on Bike Tour and Marathon |
Applicable |
Not applicable |
Not applicable |
Optional Benefits |
Additional personal accident & medical expenses cover |
1,000,000 or 2,000,000 |
Not applicable |
Not applicable |
5You can only claim for either one of the protections. For the exact calculation of the compensation under the delay cover and journey inconvenience cover, please refer to the policy document. In case of inconsistency between the information herein and the policy document, the policy document shall prevail.
Single trip travel plan
Single trip travel plan
|
Premium (HKD)
|
Supreme Plan
|
Elite Plan
|
Breezy Plan
|
Day
|
Audit6 / Child7
|
Additional accompanied child8 / Optional benefit 19
|
Audit6 / Child7
|
Additional accompanied child8 / Optional benefit 19
|
Audit6 / Child7
|
Additional accompanied child8 / Optional benefit 19
|
1
|
178
|
53
|
143
|
43
|
80
|
25
|
2
|
208
|
63
|
153
|
46
|
90
|
30
|
3
|
238
|
73
|
173
|
53
|
100
|
35
|
4
|
308
|
93
|
233
|
73
|
120
|
40
|
5
|
348
|
103
|
273
|
83
|
160
|
55
|
6
|
398
|
113
|
323
|
96
|
210
|
60
|
7
|
418
|
123
|
348
|
103
|
220
|
65
|
8
|
438
|
133
|
383
|
113
|
230
|
70
|
9
|
468
|
143
|
393
|
116
|
240
|
75
|
10
|
498
|
153
|
413
|
123
|
260
|
80
|
11
|
558
|
163
|
458
|
136
|
270
|
85
|
12
|
578
|
173
|
493
|
146
|
290
|
90
|
13
|
618
|
183
|
523
|
156
|
300
|
95
|
14
|
658
|
193
|
553
|
166
|
310
|
100
|
15
|
718
|
213
|
613
|
183
|
350
|
105
|
16 - 20
|
758
|
233
|
643
|
193
|
400
|
120
|
21 - 25
|
848
|
253
|
713
|
213
|
450
|
135
|
26 - 30
|
948
|
283
|
813
|
243
|
480
|
145
|
Each additional day
|
42
|
13
|
30
|
9
|
22
|
7
|
Optional benefit 2 – Additional personal accident & medical expenses cover (Applicable to adult for Supreme Plan)
Optional benefit 2 – Additional personal accident & medical expenses cover (Applicable to adult for Supreme Plan)
Day
|
Premium (HKD)
|
HKD1,000,000 per section
|
HKD2,000,000 per section
|
1-5
|
65
|
100
|
6-10
|
140
|
200
|
11-15
|
210
|
320
|
16-20
|
270
|
420
|
21-25
|
330
|
530
|
26-30
|
400
|
650
|
Each additional 5 days
|
80
|
120
|
Annual travel plan10
Annual travel plan10
|
Premium (HKD)
|
Supreme Plan
|
Elite Plan
|
Breezy Plan
|
Adult6 / Child7
|
2,890
|
2,280 |
1,480 |
Additional accompanied child8 / Optional benefit 19
|
868
|
688 |
448 |
Optional benefit 2 – Additional personal accident & medical expenses cover (Applicable to adult for Supreme Plan) |
HKD1,000,000 per section
|
980
|
Not applicable
|
HKD2,000,000 per section
|
1,480
|
6Adult refers to any insured person aged 18 or above, each accompanied child travelling with an adult can enjoy coverage for free and the benefits of accompanied child is 50% of an adult (unless selected “Full coverage for accompanied child” in optional benefit)
7Child refers to insured person aged 17 or below who travel alone
8Each accompanied child travelling with an adult can enjoy free coverage while additional accompanied child will be charged according to the premium table (if any)
9Optional benefit 1 is the “Full coverage for accompanied child”
10Age limit for annual travel plan is up to 70 years old and the maximum renewal age is 75 years old
Free Outbound Travel Alert (OTA) Benefit
Free Outbound Travel Alert (OTA) Benefit
Benefits |
Red OTA
|
Black OTA
|
Before departure
|
Cancellation of trip
|
Up to maximum benefits 50% |
Up to maximum benefits 100% |
During journey
|
Interruption of trip
|
Up to maximum benefits 50% |
Up to maximum benefits 100% |
Cash allowance For involuntary stay behind due to Black OTA after the journey has begun
|
Not applicable |
HKD500/day (up to 10 days) |
Remarks:
- The OTA benefit is only applicable to the destination(s) where the Red or Black OTA is not hoisted by the HK Security Bureau on policy effective date
- Benefit on cancellation or interruption of trip is in accordance to policy terms and conditions
Please call Fubon Bank Enrollment Hotline 2806 5038 during office hours* for more details.
*Office hours: Monday to Friday: 9am to 9pm (except public holidays).
-
Terms and Conditions
Important notes:
a. |
The insurance is not applicable to person holding the People’s Republic of China passport and travels to/within China, unless he/she has an official document issued by the overseas Government (other than China) as proof that he/she a legal resident of the respective country but travelling with a passport of the People’s Republic of China. |
b. |
For annual travel plan: all trips must depart from and return to Hong Kong. |
c. |
For single trip travel plan: if the insured journey is not departing from Hong Kong, the travel arrangements must be made and paid in Hong Kong. However, any follow-up medical expenses under Section 1(a) – Medical expenses of the policy shall not be available to insured journey which is not departing from and returning to Hong Kong. |
d. |
For one-way single trip travel plan: the insured journey shall not exceed seven days upon arrival at the declared overseas final destination. If the declared final destination is Hong Kong, the policy shall cease after the insured person checks out from the Hong Kong immigration counter upon arrival. |
e. |
No refund of premium is allowed once the policy issued for single trip travel plan. |
Major exclusions:
a. |
any known events and conditions; |
b. |
riding or driving in any kind of motor racing; or competition; or engaging in a sport in a professional capacity; or any activities where you would or could earn income or remuneration from engaging in such activities; |
c. |
trekking at an altitude greater than 5,000 meters above sea level or diving to a depth greater than 40 meters below sea level; or |
d. |
activities involve a high level of expertise, or exceptional physical exertion, or exposure in extreme environment, or use of specialised gear or equipment; |
e. |
suicide or intentional self-inflicted injury; |
f. |
mental disorders; under the influence of alcohol or drugs, |
g. |
pregnancy, childbirth; |
h. |
war, civil war, rebellion, insurrection, revolution, usurped power, military force or coup. |
Remarks:
- The above information is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency.
- Zurich Insurance Company Ltd is the insurance underwriter of the above insurance plan and is authorized and regulated by the Insurance Authority. Zurich Insurance Company Ltd is solely responsible for all approvals, coverage and compensation under this policy and reserves the right of final approval and decision on such matters.
- Zurich Insurance Company Ltd is not a subsidiary or an affiliate of Fubon Bank (Hong Kong) Limited (“Fubon Bank”).
- Fubon Bank is the licensed insurance agency appointed by Zurich Insurance Company Ltd, and is responsible for introduction of the insurance plans. The Plan is not the product of Fubon Bank. Fubon Bank is not responsible for any terms or obligations of the Plan.
- In case you file a written complaint regarding the selling process or processing of the related transaction to Fubon Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, Fubon Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after Fubon Bank has issued the final written reply. If the complaint / dispute is related to the policy terms and conditions, it should be resolved directly between Zurich Insurance Company Ltd and you.
- Levy collected by the Insurance Authority (if any) has been imposed on this policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For further information, please visit www.zurich.com.hk/ia-levy.
- Zurich Insurance Company Ltd is a company incorporated in Switzerland with limited liability and its principal place of business in Hong Kong is at 25-26/F, One Island East, 18 Westlands Road, Island East, Hong Kong.
- The English version shall prevail in case of inconsistency between the English and Chinese versions.