If Fubon existing customers refer their friends and relatives to be Fubon new mortgage loan customers, the referrers can entitle the MGM cash reward of 0.18% of loan amount (maximum HK$8,000 cash reward). The more referrals, the more referral fee.

For example:

Applicant drawdown of mortgage loan	HK$4,000,000
Referrer entitlement of cash reward	HK$4,000,000 x 0.18% = HK$7,200

 

Suitable for different property types

Suitable for different property types

• Private estates
• Retail stores
• Commercial properties
• Village houses
• Tenements
• Car parks

 

Mortgage privileges

Mortgage privileges

• Repayment period up to 30 years
• Loan amount up to 90% of the property value or appraised property value (whichever is lower)^#
• Cash rebate
• One year fire insurance for free
• Property valuation for free
• Prime or HIBOR plan for selection

Promotion Terms and Conditions:
i) The amount of the cash rebate will be subjected to factors such as property type, loan amount; ii) The 2nd year of fire insurance fee will be waived when the 1st year of fire insurance is purchased from our appointed insurance company. The waiver is subject to factors such as property type, age of property, etc. The Promotion is subject to relevant terms and condition. If you have any inquiries, please feel free to contact us.

^#Loan amount is subject to the threshold approved by the Hong Kong Monetary Authority. The mortgage loan exceeding 80% loan-to-value ratio under “Mortgage Insurance Program” is only applicable to regular salaried first time home buyers (not holding any residential properties in Hong Kong at the time of application) with debt-to-income ratio up to 50% and subject to relevant guidelines.

 

Simple Steps of Application

Simple Steps of Application Click here to download “Fubon Mortgage Loan Referral Plan” Reply Form. Fill in and submit.

 

We will serve with best effort to meet different financial needs and build your dream house.

To borrow or not to borrow? Borrow only if you can repay!

For various service charges for mortgage services, please click here for the List of Service Charges for Retail Banking Services.

Terms and Conditions：
1.	The minimum amount of referred Mortgage Loan of the Fubon Mortgage Loan Referral Plan (the “Plan”) is HK$1,000,000; and only referral by individual is eligible to the Plan.
2.	Referrer must be existing customer (“Customer”) of Fubon Bank (Hong Kong) Limited (the “Bank”) and cannot refer himself / herself for applying Fubon Mortgage Loan.
3.	The cash incentive for every successful referral will be capped at HK$8,000 for each mortgage loan. The Customer can refer more than 1 referee and there is no cap for the total eligible cash incentive. In case of disputes, the Bank reserves the final decision to determine the entitled amount of the cash incentive.
4.	Eligible cash incentive will be credited to the Customer’s savings/current account or credit card account of the Bank within 2 months from the referee’s loan drawdown date and the Bank will inform the Customer directly. If the Customer does not have any savings/current account currently, then the Customer needs to open a corresponding account at the Bank for cash incentive entitlement.
5.	To entitle for the cash incentive, referee must apply the Fubon Mortgage Loan through the Plan directly but not other mortgage referral parties, including agents and mortgage brokers.
6.	The Bank’s staff cannot participate in the Plan.
7.	The Plan is subject to relevant terms & conditions. Please contact our Bank's staff for details.
8.	The Plan cannot be used in conjunction with other promotion offers.
9.	The Bank reserves the right to suspend, vary or cancel the Plan and amend the relevant terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final and conclusive.