Fubon “Perfect Fit” Personal Loan

Fubon “Perfect Fit” Personal Loan

Personalized interest rate means cost-saving
Enjoy extra cash anytime

Fubon “Perfect Fit” Personal Loan provides you with personalized interest rate; you can enjoy extra cash anytime through simple application process, helping you manage your finance more easily!
•  Tailor-made personalized monthly flat rate as low as 0.133%^
Loan amount up to up to 12 times of monthly salary or a maximum of HK$1,000,000 (whichever is lower)
Tenor up to 60 months
Loan amount will be credited to your designated bank account directly

^APR for monthly flat rate 0.133% is 4.91%(12-month tenor), 5.05%(18-month tenor), 5.54%(24-month tenor), 5.64%(36-month tenor), 5.70%(48-month tenor) and 5.74% (60-month tenor) respectively. APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan and the non-refundable handling fee deducted from loan amount.

Assuming Loan amount of HK$10,000 with monthly flat rate of 0.133%^, the daily interest will be:
HK$10,000 x monthly flat rate 0.133%^ ÷ 30 days = HK$0.44

Easy Application

Easy Application
Via our Fubon Personal Loan Express Approval Hotline at 2806 5050.
- Apply now (Internet Security Tips) or download the application form. Please return the completed form with the required documents either by fax on 2571 0074 or by post to 23/F., Fortress Tower, 250 King's Road, North Point, Hong Kong.

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions

Fubon Personal Loan Terms and Conditions:

1. Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. To be entitled to the personalized interest rate, handling fee and/or other privileges, customers must submit application of the Fubon “Perfect Fit” Personal Loan and successfully drawdown on or before 31 December 2021.
2. All applicants must be Hong Kong permanent residents over 18 years old and annual income at HK$60,000 or above.
3. Handling fee calculation is based on loan tenor and charged base on loan amount 1% (calculated basing on tenor of 12 & 18 months) or 1.2% (calculated basing on tenors of 24, 36, 48 & 60 months) annually, and it will be deducted from loan amount disbursed.
4. Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (the "Bank") for final approval after the preliminary approved result has been obtained by phone. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
5. Customer is required to provide Telephone Banking Identification Number (“TIN”) for customer identity authentication when performing enquiry of the new personal loan account via the Fubon Bank Integrated Customer Service Hotline after successful approval of the loan. Please visit any Fubon Bank branches in person to apply if you do not have a TIN after loan drawdown. TIN will then be sent to you by mail.
6. The Bank will disburse full loan amount directly to the customer’s designated bank account within 4-7 working days after successful approval and deduction of annual handling fee (if applicable). The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
7. The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
8. The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.

Download Terms and Conditions
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