YATA Visa Card Bonus Point Program

Experience the “Modern Japanese Lifestyle” is truly simple and direct

3 Rewards in 1 Transaction

You will be entitled to the following 3 rewards by spending at YATA Department Store/YATA Supermarket with your YATA Visa Card:

“Monthly Reward”^*
You will be rewarded with a HK$50 YATA Gift Certificate for every HK$2,000 spending per month, rebate up to 2.5% (cut-off date will be the 15th day of each month).
“Balance Reward”^*
The remaining spending amount or the spending amount less than HK$2,000 will be automatically accumulated for the “Balance Reward” after deduction of the “Monthly Reward” above. You will also be entitled to an extra HK$50 YATA Gift Certificate for every accumulated spending of HK$5,000 within 6 months (cut-off date will be April 15 and October 15 of each year).
YATA Credit Card Bonus Point Program^#
You will earn 1 bonus point for every HK$1 card spending. For every 25,000 bonus points, you can redeem HK$100 cash credit or cash coupon, Platinum cardholder can even redeem HK$200 cash credit with 40,000 bonus points, rebate up to 0.5%. Please click here for details.

Transactions of stored value facilities (SVF) and/or re-loading are not applicable.

Bonus points and gifts from different credit card accounts under the same cardholder will be accumulated and redeemed separately. Bonus points accumulated will be valid for up to one year (calculated by Membership year) and the due date of bonus points will be shown on the cardholder’s principal card monthly statement. Voided or expired Points will be automatically purged and cannot be extended or redeemed. Purged Points will not be shown on the monthly statement.

Remarks:

Customers who register via Fubon Internet Banking Service or Fubon Bank Integrated Customer Service Hotline at 2566 8181 can redeem the Rewards free of charge. If it is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.
The operation of Points enquiry and/or redemption in credit card account is only applicable to principal cardholder.

Example

Cut-off date of each month (according to the posting date of the transaction)

Monthly accumulated spending amount at YATA

No. of HK$50 YATA Gift Certificate entitled

Accumulated spending amount under the "Balance Reward"

15 May 2025

HK$900

15 Jun 2025

HK$2,000

HK$900

15 Jul 2025

HK$4,500

HK$1,400

15 Aug 2025

HK$3,500

HK$2,900

15 Sep 2025

HK$5,500

HK$4,400

15 Oct 2025

HK$2,600

HK$5,000
(an extra HK$50 YATA Gift Certificate)

Entitlement: 8 pieces of HK$50 YATA Gift Certificate in total

Year-round Discount Offers

Product Type

Regular-priced Item

Fixed Price & Discounted Item

Selected Fashion and Household Products

10% off

5% off

Shopping at Supermarkets on Mondays

5% off

Selected Concession Items

5% – 10% off

5% off

Remarks:

The above offers are only applicable to the product types listed above. Please contact YATA staff for discount offers details provided by participating merchants.
The above offers are not applicable to special shopping days, event, part of the concession and trial sale counter.

“Sure Win Spending Rewards”

You will have the chance of winning the guarantee 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600^{^} or above each time. There is a maximum of 6 registrations for each card in each phase of the promotion period, bring you up to 180,000 extra bonus points!

^{^}Transactions of stored value facilities (SVF) and/or re-loading are not applicable.

Remarks: For the designated transaction and registration periods and its Terms and Conditions, please click here.

To borrow or not to borrow? Borrow only if you can repay!

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Rewards

Required Bonus Point

Rewards

5,000 points
(applicable to all cards)

HK$20 Cash Credit (Item No. 42)

25,000 points
(applicable to all cards)

HK$100 Cash Credit (Item No. 01) or

HK$100 Yata Cash Coupon (Item No. 06)

40,000 points
(applicable to Platinum Card or Titanium Card)

HK$200 Cash Credit (Item No. 19)

Remarks:
Customers who register via Fubon Internet Banking Service or Fubon Bank Integrated Customer Service Hotline at 2566 8181 can redeem the Rewards free of charge. If it is made via mail-in or fax-in, HK$10administrative fee per application will be charged.

Logon to Fubon Internet Banking Service or download redemption form.

Redeem rewards at your own way!

It is easy to redeem your fabulous rewards, please click here for the redemption methods.

To borrow or not to borrow? Borrow only if you can repay!

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Redemption Methods

Cash Credit / Cash Coupon

Method 1 :	Logon to Fubon Internet Banking Service > Bonus Points Redemption > Coupon / Cash Credit
Method 2 :	Call Fubon Bank Integrated Customer Service Hotline at 2566 8181 (after language selection press 1 > 1 > enter Credit Card Number > 2 > 2)
Method 3 :	Download and return the completed redemption form to Fubon Bank by mail or fax at 2868 4613

Remarks :

Act now to redeem your favorite rewards!

Simply follow the above redemption methods to redeem fabulous rewards at ease.

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions

General Terms and Conditions of YATA Credit Card Bonus Point Program:

Unless otherwise specified, validity period of YATA Credit Card Bonus Point Program (the “Program”) is from 1 January 2025 to 31 December 2025, both dates inclusive (“Validity Period”).

To be entitled to the relevant bonus points, cardholder is required to make transactions using YATA Credit Card (the “Card”) issued by the Fubon Bank (the “Bank”) during Validity Period.

Cardholder can earn bonus point (the “Point(s)”) for every HK$1 spending made by the Card (including principal and supplementary cards). This program is only applicable to retail purchase, other transactions including but not limited to cash advance, administration fee, financial charges, annual fee; bill payment to Inland Revenue Department, category of Insurance or Pension Services and chips transactions are not applicable (“Eligible Transaction”). Calculation of the Point will be based on issuance date of the authorized approval code of the Eligible Transaction and will be credited to cardholder’s principal card account on the posting date. No Points will be offered to any unposted, cancelled or refunded transactions.

The Points and gifts from different Card accounts under the same cardholder will be accumulated and redeemed separately. The Points accumulated will be valid for up to one year (calculated by Membership year) and the due date of the Points will be shown on the cardholder’s principal card monthly statement. Voided or expired Points will be automatically purged and cannot be extended or redeemed. Purged Points will not be shown on the monthly statement.

To be entitled to the relevant Points and for redemption of the Points, all Card accounts at the Bank under the same cardholder shall be valid and in normal status.

In case if a transaction for earning Point(s) is cancelled or refunded after it is posted, the Bank will reverse the relevant Point(s) from the Card account. If the Point(s) are already redeemed which cannot be reversed, the Bank reserved the rights to debit an equivalent amount in accordance to the ratio of 1 Point = HK$0.004 from the Card account without prior notice. All accumulated Points will be forfeited immediately from the date of Card account termination (regardless of any reason).

The maximum Points to be earned by Platinum or Titanium cardholder in each monthly statement will be triple of their Cards' credit limit; whereas the maximum Points to be earned by Gold or Classic cardholder will be twice of the Card’s credit limit. The cap of Points is inapplicable to temporary increase of credit line.

Customers who register via Fubon Internet Banking Service or Fubon Bank Integrated Customer Service Hotline at 2566 8181 can redeem the Rewards free of charge. If it is made via mail-in or fax-in, HK$10 administrative fee per application will be charged. The required Points or administrative fee (if applicable) of rewards redemption will be deducted from the cardholder’s Card account and the related transaction will be shown in the coming cardholder’s card monthly statement.

Multiple rewards redemption is allowed. All rewards items are limited in quantity and will be offered on a first-come-first-served basis. In case if there is insufficient stock, the Bank reserves the right to substitute the ordered rewards with another one without prior notice. No cancellation or alteration is allowed once the application is submitted.

10.

In the event that the Card account does not have sufficient Points for rewards redemption, the concerned redemption shall be cancelled automatically without prior notice.

11.

For cash coupon redemption, a redemption letter or the cash coupon(s) (if applicable) will be mailed to cardholder’s card statement address within 4 to 6 weeks (cardholder will be notified of the redemption details upon phone registration); while for cash credit redemption, it will be credited to cardholder's principal card account directly and offset the statement balance in the next monthly statement.

12.

The use of cash coupons is subject to the terms and conditions on the redemption letter or cash coupons. The Bank is not the product supplier or service provider of the relevant merchant offers and the offers details and the relevant photos are provided by the relevant product suppliers or service providers. The Bank makes no representation or guarantee as to the quality and availability of the products, services or information provided by the product suppliers or service providers, and shall not be liable for any matters arising from or in connection with the products, services or information provided by the product suppliers or service providers. Any claim, complaint, or dispute arising out of, or in connection with, the said products, services or benefits shall be resolved between cardholders and the relevant product suppliers or service providers.

13.

The operation of Points enquiry and/or redemption in credit card account is only applicable to principal cardholder.

14.

The acceptance or rejection of the application of rewards redemption shall be at the discretion of the Bank. The Bank reserves the right to suspend, vary or cancel the above Program and amend the relevant terms and conditions (including but not limited to the rewards items and the required Points) at any time without prior notice. In case of dispute, the decision of the Bank shall be final and conclusive.

15.

The use of the Card (including principal and supplementary cards) shall also be governed by the terms and conditions of “Fubon Bank VISA/MasterCard Cardholder Agreement”.

Remarks: Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail.