Fubon+ 24/7 Foreign Currency Exchange Offer! Get 18,888 Fubon Credit Card Bonus Points on Your First Exchange, and a Chance To Win Extra 1,800,000 Bonus Points! It is redeemable for a round-trip Japan flight ticket for two!

Fubon+ 24/7 Foreign Currency Exchange Offer! Get 18,888 Fubon Credit Card Bonus Points on Your First Exchange, and a Chance To Win Extra 1,800,000 Bonus Points! It is redeemable for a round-trip Japan flight ticket for two! With Fubon+, you can exchange foreign currency 24/7, and now there's a limited time “FX Easy +” offer that allow you to win generous rewards easily! From now until 30 September 2025,

Offer 1 – First Time Reward¹
Exchange foreign currency for the first time via Fubon+ and open a bank account through Fubon+ to receive 18,888 Fubon Credit Card Bonus Points2! The promotion offer is limited and available on a first-come, first-served basis while quota last!

Offer 2 – FX Easy+ Lucky Draw¹
In addition, for every accumulated HK$50,000 (or equivalent) exchanged, you can entitle one lucky draw entry. Accumulate of HK$1,000,000 (or equivalent) to receive 20 additional entries³! The more you exchange, the more entry you get, with no limit! You could win up to 1,800,000 Fubon Credit Card Bonus Points. It is redeemable for a round-trip Japan flight ticket for two - pack your bags, let's go!⁴

The lucky draw reward and the number of winning quotas are as follows²:

Prize List	Lucky Draw Reward	Quota(s)
1st Prize	1,800,000 Credit Card Bonus Points	1 Winner
2nd Prize	880,000 Credit Card Bonus Points	2 Winners
3rd Prize	88,000 Credit Card Bonus Points	12 Winners
Total		15 Winners

Whether you're planning for a trip, placing a fixed deposit, or investing, exchange foreign currency with Fubon+ today, and win Credit Card Bonus Points reward!

For enquiries of the promotional details, please call Fubon Bank Integrated Customer Service Hotline at 2566 8181 (press 3 after language selection).

Remarks:

1. Each eligible customer can participate in both Offer 1 and Offer 2, but can only enjoy each offer once during the promotion period.
2. Only applicable to winner(s) who hold a valid principal Fubon Credit Card. Eligible Customers who do not hold a valid principal Fubon Credit Card will receive a relative Cash Reward as a substitute. For the relative Cash Reward, please refer to the Terms and Conditions.
3. Example: Accumulate exchanges of HK$2,400,000 during the promotion period = 68 lucky draw chances (48 basic entries + 20 extra entries).
4. The number of Asia Miles required for redeeming flight tickets using Credit Card Bonus Points may be adjusted at any time and is subject to the redemption details provided by Asia Miles Limited.

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions of “FX Easy+” Promotional Offer:

1. The promotion period for the “FX Easy+” (“Promotional Offer”) runs from 30 June 2025 to 30 September 2025, both dates inclusive (“Promotion Period”). This Promotional Offer is provided by Fubon Bank (Hong Kong) Limited (the “Bank”).
2. This Promotional Offer is exclusive to customers who meet all of the following conditions ("Eligible Customer(s)"):
   • be aged 18 or above on or before 30 June 2025; and
   • hold a valid Individual Bank Account with the Bank (includes Savings Account, Current Account and Multi-currency Account) during the Promotion Period.
3. Joint-named account customers and corporate account customers are not eligible for this Promotional Offer.
4. Each Eligible Customer can participate in both Offer 1 and Offer 2, but can only enjoy each offer once during the Promotion Period.

Offer 1 – First Time Reward

5. This offer is only applicable to Eligible Customers who have not completed any foreign currency exchange transaction via the Fubon Mobile Banking Application (“Fubon+”) on or before 29 June 2025 according to the Bank’s records.
6. Eligible Customers who successfully open a bank account via Fubon+ and complete their first foreign currency exchange transaction through Fubon+ (The minimum amount for each transaction is specified in Clause 23) during the Promotion Period can receive 18,888 Fubon Credit Card Bonus Points.
7. This offer is limited to the first 1,000 Eligible Customers on a first-come, first-served basis, while quota last. The Bank will not notify customers of the remaining quota.

Offer 2 – FX Easy+ Lucky Draw

8. During the Promotion Period, the foreign currency exchange transaction(s) completed by Eligible Customers via Fubon+ (“Eligible FX”) will accumulate a total exchange amount (equivalent in HKD) (“Accumulated Exchange Amount”). For every HKD50,000 or its equivalent in Accumulated Exchange Amount, the Eligible Customer will receive one lucky draw entry. If the Accumulated Exchange Amount reaches HKD1,000,000 or its equivalent during the Promotion Period, the customer will receive an extra 20 lucky draw entries. (Example: If an Eligible Customer successfully completes 5 Eligible FX during the Promotion Period, with Accumulated Exchange Amount of HKD2,400,000 or its equivalent, he/she will receive 68 lucky draw entries (48 basic entries + 20 extra entries)).
9. Any foreign currency exchange transaction not conducted via Fubon+ will not be calculated.
10. Each Eligible Customer can receive lucky draw entry(ies) from multiple Eligible FX(s) during the entire Promotion Period, with no limit to the number of Eligible FX and the number of lucky draw entries they can receive.

Lucky Draw Prizes and Winners Notification

11. After the Promotion Period ends, the Bank will conduct a lucky draw based on the number of lucky draw entries obtained by Eligible Customers. The winners (“Winner(s)”) of the following lucky draw prizes will be randomly drawn by a computer system to receive the following Lucky Draw Reward.

    Prize	Lucky Draw Reward	Quota(s)
    1st Prize	1,800,000 Credit Card Bonus Points	1 Winner
    2nd Prize	880,000 Credit Card Bonus Points	2 Winners
    3rd Prize	88,000 Credit Card Bonus Points	12 Winners
    Total		15 Winners

12. The result of the lucky draw will be announced on the Bank’s website on or before 28 November 2025.
13. All the prizes cannot be transferred, changed or returned.

Credit Card Bonus Points or Cash Rewards (if applicable)

14. The Credit Card Bonus Points Reward (“Bonus Points Reward”) will be credited to the valid principal Fubon Credit Card (“Principal Card”) Account of Eligible Customers and Winners on or before 30 January 2026, and will be shown on the monthly statement of Principal Card. The Bonus Points Reward are non-transferable.
15. Eligible Customers and Winners must hold a valid Principal Card to receive the Bonus Points Reward. The Principal Card does not include corporate cards, debit cards, any reward cards or Fubon Credit Card Supplementary Card. Eligible Customers and Winners who do not hold a valid Principal Card must successfully submit an application for a Principal Card on or before 15 December 2025 (“Application Deadline”) All Principal Cardholders must confirm their card status or reactivate their Principal Card account on or before 15 January 2026, ensuring the account remains valid. The Bonus Points Reward will be credited to the Principal Card account on or before 30 January 2026, provided the account remains active.
16. If the Eligible Customers and Winners hold multiple valid Principal Cards, the account to be credited will be determined by the Bank without prior notice.
17. If the Eligible Customers and Winners do not submit their Principal Card applications before the Application Deadline or if the applications are declined for any reason, the Bank will substitute the rewards with a cash reward. The Cash Reward will be allocated as follows and deposited into the Eligible Customers’ and Winner’s valid Individual Bank Account on or before 30 January 2026:

    Bonus Points Reward	Cash Reward
    1,800,000 Credit Card Bonus Points	HKD 1,000
    880,000 Credit Card Bonus Points	HKD 700
    88,000 Credit Card Bonus Points	HKD 70
    18,888 Credit Card Bonus Points	HKD 20

18. If the Eligible Customers and Winners do not hold any valid Principal Card account or Individual Bank Account at the time the Bonus Points Reward or cash reward are credited, the Bank reserves the right not to grant a reward without prior notice.
19. If the Eligible Customers and Winners hold multiple valid Individual Bank Account, the account to be credited will be determined by the Bank without prior notice.
20. If the Individual Bank Accounts held by the Eligible Customers and Winners for cash reward are not denominated in Hong Kong Dollars, the Bank will credit the equivalent value of cash reward to the Bank’s selected account based on the other currency accounts held by the Eligible Customers and Winners for cash reward. The order of the account to be credited and the foreign currency conversion rate for which the cash reward is credited are determined by the Bank without prior notice, while the foreign currency exchange rate is based on the Bank’s prevailing exchange rate as determined by the Bank on the date of deposit.
21. The Bank will not credit the Bonus Point Reward or cash reward to any accounts for any reasons or in any forms if the requirements specified in these Terms and Conditions are not satisfied. The Bank reserves the right not to grant reward without prior notice.
22. Bonus Point Reward can be redeemed for gift, while for cash credit redemption, it will be credited to cardholder’s Principal Card account directly and will offset the statement balance in the next monthly statement. Cash credit cannot be refunded in the form of a bank draft to settle the credit balance refund charge.

General Terms and Conditions

23. Foreign currency exchange transactions conducted via Fubon+ allow trading between HKD, USD, or RMB and 10 major currencies (including HKD, RMB, USD, JPY, GBP, CAD, AUD, NZD, CHF, EUR, and SGD). The maximum HK$1,500,000 or equivalent per day. Each transaction requires a minimum amount of HKD 30 / USD 4 / RMB 30.)
24. The transaction date, time, exchange rate and exchange amount of foreign exchange transaction are subject to the Bank's record. In case of foreign exchange transaction does not involve HKD, the transaction amount will be converted into HKD equivalent based on the relevant rate determined by the Bank. The Bank reserves the right to amend any calculation method of the transaction amount at its sole discretion. The Bank’s records and the results of its calculations shall be final and conclusive.
25. The Bank is not responsible for any failure of foreign currency exchange transaction due to the customer's own reasons, network issues or other unforeseen reasons, and will not distribute reward or make any compensation for any reason or in any forms.
26. All related dates of this Promotional Offer are based on Hong Kong Time.
27. This Promotional Offer is subject to the General terms and conditions of the Fubon Credit Card Bonus Point Program and the Bank’s general terms and conditions. For details and the terms and conditions of Fubon Internet Banking Service, Fubon Mobile Banking Service, and Cardholder Agreement, please visit Fubon Bank’s website www.fubonbank.com.hk or contact the staff of the Bank.
28. The Bank reserves the right to suspend, vary or terminate this Promotional Offer or amend the relevant terms and conditions at any time without prior notice to customers. In case of any dispute arising from the reward method, the eligibility of Eligible Customers, Winner Eligibility, the details of the rewards and all related matters, the decision of the Bank shall be final and conclusive.
29. If there are any dishonest and/or fraudulent acts by the Eligible Customers and/or Winners in relation to this Promotional Offer, the Bank reserves the right to disqualify the Eligible Customer from this Promotional Offer. The Bank also reserves the right to deduct the cash reward directly from the Eligible Customer’s account without prior notice, or take such action as the Bank deems appropriate to recover any outstanding amounts.
30. Other than the Bank and Eligible Customers, no one shall have the right to enforce or enjoy the benefits of any of these Terms and Conditions under Contracts (Rights of Third Parties) Ordinance (Cap 623, Laws of Hong Kong).
31. Should there be any inconsistency between the English and Chinese versions, the English version shall prevail.

Risk Disclosure and Important Note:
The value of RMB is subject to the risk of currency exchange rate fluctuation. Customer should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to regulatory and foreign exchange restrictions (which might be changed from time to time). Foreign currency investments are subject to exchange rate fluctuations which may provide both returns and risks. The fluctuation in the exchange rate of currency may result in losses in the event that the customer converts the currency into other currency.